Article Per Year (5 Year)
p-Index From 2021 - 2026
0.835
P-Index
This Author published in this journals
All Journal PENG: Jurnal Ekonomi dan Manajemen Ekopedia: Jurnal Ilmiah Ekonomi
Setyaningsih SU
Universitas Slamet Riyadi
Economics, Econometrics & Finance

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

 1 
Pengaruh Perencanaan Keuangan Hari Tua, Kepemilikan Aset dan Tekanan Ekonomi Terhadap Kesejahteraan Keluarga Usia Pensiun (Survey pada Masyarakat Pasca Pensiun di Surakarta) Sovi Yuliawati Pradikta; Suprihatmi Suprihatmi; Setyaningsih SU
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 2 (2026): APRIL-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/5k9gzh85

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh perencanaan keuangan hari tua, kepemilikan aset, dan tekanan ekonomi terhadap kesejahteraan keluarga pada masa pensiun di Surakarta. Masa tua yang identik dengan periode purna tugas menjadi latar belakang krusial dalam mengevaluasi determinan kesejahteraan individu. Secara metodologis, penelitian ini menerapkan pendekatan kualitatif yang dikuantifikasikan dengan menggunakan data primer dan sekunder. Berdasarkan data BPS Surakarta tahun 2023, populasi masyarakat purna tugas tercatat sebanyak 71.487 orang. Mengingat luasnya populasi, peneliti menggunakan teknik purposive sampling untuk menetapkan sampel sebanyak 100 responden. Data yang terkumpul kemudian diolah melalui serangkaian prosedur statistik, meliputi analisis deskriptif, regresi linear berganda, uji t, uji F, serta analisis koefisien determinasi. Hasil penelitian menunjukkan bahwa perencanaan keuangan hari tua, kepemilikan aset, dan tekanan ekonomi secara parsial memiliki pengaruh signifikan terhadap tingkat kesejahteraan keluarga usia pensiun di Surakarta. Secara simultan, model regresi yang digunakan dinyatakan fit atau layak berdasarkan uji F dengan nilai Fhitung sebesar 118,288 dan tingkat signifikansi 0,000 (p < 0,05). Temuan ini didukung oleh nilai koefisien determinasi (adjusted R2) sebesar 0,782, yang mengindikasikan bahwa variabel perencanaan keuangan, aset, dan tekanan ekonomi memberikan kontribusi sebesar 78,2% dalam menjelaskan variasi kesejahteraan keluarga. Sementara itu, sisanya sebesar 21,8% dipengaruhi oleh faktor-faktor eksternal lain di luar model penelitian, seperti kepemilikan tabungan, deposito, dan ketersediaan infrastruktur pendukung.
Pengaruh Modal Kerja, Skala Usaha dan Akses Pembiayaan Terhadap Profitabilitas UMKM di BUMDesa Pesona Klumprit, Mojolaban Sukoharjo Ummu Kaltsum; Setyaningsih SU
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari-maret, Circular Economy and Green Innovation for Sustainable Business D
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/gwb5kj21

Abstract

This study aims to analyze the effect of working capital, business scale, and access to financing on the profitability of MSMEs in BUMDesa Pesona Klumprit, Mojolaban, Sukoharjo. Using a quantitative approach, this study took a sample from the entire population, namely 34 MSME actors, through a census or saturated sampling technique. Data were collected using questionnaires and analyzed using descriptive analysis, multiple linear regression, t-test, F-test, and coefficient of determination (R2). The results show that access to financing has a positive and significant effect on MSME profitability. However, working capital and business scale were found to have a positive but insignificant effect. These findings indicate that simply having large capital and business size does not guarantee increased profitability without efficient management. Conversely, ease of access to financing sources proved to be a crucial factor that directly improved the financial performance of MSMEs. Thus, this study suggests that MSME empowerment programs should not only focus on capital distribution, but also on managerial assistance and expansion of targeted access to financing to ensure sustainable growth.
Pengaruh Literasi Keuangan, Sikap Keuangan, dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan pada UMKM di Waduk Cengklik Boyolali Novita Eka Putri Hapsari; Setyaningsih SU
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari-maret, Circular Economy and Green Innovation for Sustainable Business D
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/87feqb07

Abstract

Cengklik Reservoir in Boyolali Regency plays a dual role as a source of irrigation and a stunning water tourism destination, especially at sunset. However, this place faces the challenge of fluctuating income caused by spikes in tourist visits at certain times. This research was conducted to examine the extent to which financial literacy, financial attitudes, and income influence the financial management behaviour of MSME actors operating around the reservoir. The results of this study are expected to provide an in-depth understanding of the importance of effective financial management for MSME actors. The hypothesis proposed in this study is that there is a significant influence, both individually, of these three variables on the financial management behaviour of MSMEs at Cengklik Reservoir.This study adopts a quantitative approach using a survey method. Data was collected from 154 respondents, consisting of MSME actors at Cengklik Reservoir, through questionnaires. The data used is primary data. The sampling technique was conducted randomly using the cluster random sampling method. Data analysis utilised multiple linear regression, T-test, F-test, and coefficient of determination. Partially, the analysis results showed that financial literacy, financial attitude, and income had a significant effect on financial management behaviour. Based on the coefficient of determination (R2) value of 0.524, it can be concluded that 52.4% of the variation in financial management behaviour is influenced by these three factors. These findings underline the urgency of improving financial literacy, forming positive financial attitudes, and effective income management to achieve MSME financial success
Pengaruh Sistem Pengendalian Internal, Transaparasi dan Penerapan Aplikasi Sistem Keuangan  Desa  Terhadap Keberhasilan Pengelolaan Dana  Desa (Studi Kasus Desa Se Kecamatan  Slogohimo, Kabupaten Wonogiri) Diva Yunia Cipta Sari; Setyaningsih SU
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari-maret, Circular Economy and Green Innovation for Sustainable Business D
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/wjjw4553

Abstract

This quantitative survey study was conducted in the village government environment in Slogohimo Subdistrict, Wonogiri Regency, with the main objective of testing the significance of the influence of internal control systems, transparency, and the application of village financial systems on the successful management of village funds. Using primary data collected from 60 respondents through a validated and reliability-tested questionnaire, this study applied multiple linear regression, t-test, F-test, and coefficient of determination (R2) for analysis. The results of the study indicate that internal control systems and the application of village financial systems do not have a significant influence on the success of village fund management. Conversely, transparency has been proven to have a significant influence. Collectively, the adjusted R-square value of 0.617 indicates that these three variables only contribute 38.3% to the variation in the success of village fund management.
Pengaruh Sistem Keuangan Desa, Transparansi dan Sistem Pengendalian Intern Pemerintah (SPIP) Terhadap Akuntabilitas Pengelolaan Dana Desa di Kecamatan Jatipurno Kabupaten Wonogiri Carolina Novithasari; Setyaningsih SU
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari-maret, Circular Economy and Green Innovation for Sustainable Business D
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/b43yqz77

Abstract

This study was designed to empirically examine the influence of the village financial system, transparency, and the Government Internal Control System (SPIP) on the accountability of village fund management in the village government of Jatipurno Subdistrict, Wonogiri Regency. The research methodology used was a quantitative survey with primary data sources. A sample of 45 respondents was obtained through purposive sampling, and a questionnaire instrument was used for data collection. Data analysis techniques included multiple linear regression and hypothesis testing (t-test and F-test). The results of the study concluded as follows: (1) The village financial system, transparency, and SPIP individually proved to have a significant effect on the accountability of village fund management. (2) The value of the coefficient of determination (Adjusted R²) was 0.777, indicating that 23.3% of the variation in the dependent variable was explained by the independent variables.
Co-Authors Carolina Novithasari Diva Yunia Cipta Sari Novita Eka Putri Hapsari Sovi Yuliawati Pradikta Suprihatmi Suprihatmi Ummu Kaltsum