Mochamad Taufiq
Sekolah Tinggi Ilmu Ekonomi Dharma Putra Semarang

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Pengaruh Kurs, Deposito Dan BI Rate Terhadap Kredit (Studi Empiris Pada Bank Umum Di Indonesia) Mochamad Taufiq; Marius Pramana; Anastasia Lipursari
Jurnal Ilmu Administrasi Bisnis Vol 13, No 4 (2024)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jiab.2024.48143

Abstract

AbstractThe purpose of this research is to analyze the effect of exchange rate, deposit and BI rate on credit. The population in this study is all monthly data from the exchange rate, BI rate, deposits, and credit of conventional commercial banks in Indonesia. The sampling method is purposive sampling with the criteria used being the closest (up to date) period by taking available data from January 2014 to December 2023. The results of hypothesis testing show that hypothesis 1 (H1) that the exchange rate has a negative effect on credit is not proven and cannot be interpreted. Hypothesis 2 (H2) that deposits have a positive effect on credit is proven and can be interpreted that an increase in the amount of deposits will increase the amount of credit. Hypothesis 3 (H3) that the BI rate has a negative effect on credit is proven and can be interpreted that an increase will reduce the amount of credi, increase in the BI rate will decrease credit. Keywords: Exchange rates, deposits, BI rate, credit. 
PENGARUH INDEPENDENSI, MOTIVASI KERJA DAN INSENTIF TERHADAP KINERJA PENILAI PUBLIK PADA KANTOR JASA PENILAI PUBLIK DI KOTA SEMARANG Miftahul Haqq; Mochamad Taufiq
Jurnal Ilmu Administrasi Bisnis Vol 13, No 2 (2024)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jiab.2024.41915

Abstract

The aim of this research is to analyze the influence of independence, work motivation and incentives on the performance of public assessors. The population in this study were all public appraisers at the Public Appraisal Services Office in Semarang City, totaling 109 people, while the sample was taken from all members of the population using the census method. However, 102 people returned the questionnaire and could be analyzed. The data analysis method used is multiple regression. The results of the analysis show that hypothesis 1 (H1) that independence has a positive effect on appraiser performance is proven. The regression coefficient for the independence variable has a positive sign, so it can be interpreted that the higher the independence, the higher the performance of the public appraiser. Hypothesis 2 (H2) that work motivation has a positive effect on the appraiser's performance is proven. The regression coefficient for the work motivation variable has a positive sign, so it can be interpreted that the higher the work motivation, the higher the performance of the public assessor. Hypothesis 3 (H3) that incentives have a positive effect on appraiser performance is proven. The regression coefficient for the incentive variable has a positive sign, so it can be interpreted that the more satisfying the incentives the appraiser receives from the company, the higher the performance of the public appraiser.Keywords: independence; incentive; performance; motivationTujuan penelitian ini adalah untuk menganalisis pengaruh pengaruh independensi, motivasi kerja dan insentif terhadap kinerja penilai publik. Populasi dalam penelitian ini adalah seluruh penilai publik pada Kantor Jasa Penilai Publik (KJPP) di Kota Semarang yang berjumlah 109 orang, sedangkan sampel yang diambil semua anggota populasi dengan metode sensus. Namun yang mengembalikan kuesioner dan yang dapat dianalisis sebanyak 102 orang. Metode analisis data yang digunakan adalah regresi ganda. Hasil analisis menunjukkan hipotesis 1 (H1) bahwa independensi berpengaruh positif terhadap kinerja penilai terbukti. Koefisien regresi variabel independensi bertanda positif sehingga dapat diartikan bahwa semakin tinggi independensi maka semakin tinggi pula kinerja penilai publik.. Hipotesis 2 (H2) bahwa motivasi kerja berpengaruh positif terhadap kinerja penilai terbukti. Koefisien regresi variabel motivasi kerja bertanda positif sehingga dapat diartikan bahwa semakin tinggi motivasi kerja maka semakin tinggi pula kinerja penilai publik. Hipotesis 3 (H3) bahwa insentif berpengaruh positif terhadap kinerja penilai terbukti.  Koefisien regresi variabel insentif bertanda positif sehingga dapat diartikan bahwa semakin memuaskan insentif yang diterima penilai dari perusahaan maka semakin tinggi kinerja penilai  publikKata kunci: independensi; insentif; kinerja; motivasi