Mashuri Mashuri
Department of Mathematicsatika, FMIPA, Jenderal Soedirman University

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Determination of Annual Net Single Premium Health Insurance for Epidemic Cases with Model Susceptible-Infected-Recovered Astrid Fitriolita; Agung Prabowo; Mashuri Mashuri; Suryanto Suryanto; Usman Abbas Yakubu
International Journal of Quantitative Research and Modeling Vol. 4 No. 4 (2023): International Journal of Quantitative Research and Modeling
Publisher : Research Collaboration Community (RCC)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijqrm.v4i4.501

Abstract

The calculation of a single annual net premium for health insurance from the epidemic disease SIR model has two models, including a single annual net premium with an inpatient benefit model and a single annual net premium with a lump sum benefit model. This study used Bank Indonesia’s annual interest rate of 6,5% and the calculation used the equivalence principle. The calculation results from one of the original data obtained an annual net single premium with inpatient benefits is IDR 418,359 for a benefit IDR 1,000,000 and the single annual net premium with lump sum benefits is IDR 15,949 for a benefit of IDR 1,000,000.