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All Journal African Multidisciplinary Journal of Sciences and Artificial Intelligence Kwaghe International Journal of Sciences and Technology Kwaghe International Journal of Arts, Humanities and Religious Studies
Mathew Stephen
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Environmental Science Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences

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Modeling and Inference of Insurance Sector Development on Nigeria Economic Growth Danjuma Idi; Mathew Stephen
African Multidisciplinary Journal of Sciences and Artificial Intelligence Vol 1 No 1 (2024): African Multidisciplinary Journal of Sciences and Artificial Intelligence
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/amjsai.v1i1.3534

Abstract

This empirical study investigated the impact of insurance sector development on economic growth in Nigeria, covering the period 1999-2022. Utilizing statistical techniques, including Augmented Dickey-Fuller (ADF) tests, regression modeling, Lagrange multiplier (LM) tests, and the Breusch-Pagan-Godfrey test for heteroskedasticity, the study revealed critical insights into the dynamic relationship between insurance sector and economic performance. The ADF test results indicated that the data series were stationary after differencing, confirming an integrated order of one (I(1)). The regression analysis revealed a statistically significant positive impact of total insurance investment (TII) on economic growth in Nigeria, with a coefficient estimate of 0.753 (p < 0.01). Conversely, no significant relationship was found between total claims paid by insurance companies and economic growth in Nigeria, with a coefficient estimate of 0.033 (p > 0.05).Diagnostic tests revealed no evidence of serial correlation in residuals at lag 1, indicating no systematic pattern, and no significant heteroskedasticity was detected, signifying no systematic variance in residuals with changes in independent variables. Based on these findings, the study recommends that policymakers prioritize implementing measures to enhance the regulatory environment and promote innovation within the insurance industry, among other policy implications.
Cultural Erosion and Moral Crisis in Nigerian Tertiary Institutions: A Religious and Cultural Appraisal of Students’ Week and Sign-Out Practices Mathew Stephen; Ibrahim Abba Tukur; Hussaini Said Yusuf; Lydia Daniel
African Multidisciplinary Journal of Sciences and Artificial Intelligence Vol 3 No 1 (2026): African Multidisciplinary Journal of Sciences and Artificial Intelligence
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/amjsai.v3i1.8321

Abstract

This paper critically examines the growing moral and cultural decline associated with Students’ Week and Sign-Out Day celebrations in Nigerian tertiary institutions. Originally designed as moments of academic reflection and thanksgiving, these events have increasingly become characterized by indecent dressing, public immorality, and disregard for both African and religious values. Drawing from Cultural Erosion Theory and Social Learning Theory, the study analyzes how globalization, social media, and peer influence have contributed to the erosion of indigenous African moral codes and the normalization of immoral behaviours among students. It further explores the roles of religion, school authorities, and society in restoring moral integrity and cultural identity. The findings reveal that moral decay on campuses is not merely a behavioural problem but a symptom of deep-seated cultural disorientation and ethical neglect. The paper recommends a holistic moral reformation involving religious institutions, educational authorities, and cultural organizations to redefine Students’ Week and Sign-Out celebrations as avenues for thanksgiving, decency, and communal responsibility. It concludes that genuine celebration in African and religious contexts must uphold modesty, gratitude, and moral order rather than indulgence and excess.
A Single-Equation ECM Model of Government’s Investment in Human Capital and Income Inequality in Nigeria Mathew Stephen; Danjuma Idi
Kwaghe International Journal of Sciences and Technology Vol 1 No 1 (2024): Kwaghe International Journal of Sciences and Technology
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/kijst.v1i1.3572

Abstract

This study investigates the impact of government investment in human capital on income inequality in Nigeria using a Single-Equation Error Correction Model (ECM) approach from 1985 to 2023. The analysis involves pre-estimation checks for stationarity and lag order selection, ensuring the methodological robustness of the model. The results indicate stationarity of the variables post-differencing, affirming the reliability of the model. The Parsimonious ECM reveals that increased education expenditure significantly reduces income inequality coefficient of -0.099 (p < 5%), while higher agricultural spending coefficient of 0.078 (p < 5%) leads to a slight rise in inequality. Health expenditure shows no significant impact. The Error Correction Mechanism coefficient of -0.471 (p < 5%) highlights the importance of addressing deviations from long-term equilibrium to reduce income inequality. This study recommends amongst others the significance of targeted policies for education and sustainable agriculture to promote equitable income distribution and economic stability in Nigeria.
Religion and the Polls: Strengthening Nigeria’s Democracy through the Separation of Religion and Politics Hussaini Said Yusuf; Mathew Stephen; Lydia Daniel; Usman Sa’ad
Kwaghe International Journal of Arts, Humanities and Religious Studies Vol 3 No 1 (2026): Kwaghe International Journal of Arts, Humanities and Religious Studies
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/kijahrs.v3i1.8317

Abstract

The intersection of religion and politics remains one of the most critical challenges to Nigeria’s democratic consolidation. Although the constitution upholds secularism, political actors continue to exploit religious sentiment for electoral gain. This paper explores how maintaining a clear separation between religion and politics can promote inclusivity, peace, and effective governance in Nigeria. Guided by Social Conflict Theory and Secularization Theory, the study adopts a qualitative method using secondary data from academic and institutional sources. The findings indicate that faith-based mobilization during elections undermines accountability, deepens voter polarization, and obstructs national cohesion. The paper advocates for secular governance, civic education, and institutional reforms that reinforce faith neutrality in political processes. Strengthening democracy in Nigeria, it argues, requires leaders and citizens alike to prioritize competence, integrity, and the common good over sectarian loyalty.
Co-Authors Danjuma Idi Hussaini Said Yusuf Ibrahim Abba Tukur Lydia Daniel Usman Sa’ad