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All Journal African Multidisciplinary Journal of Sciences and Artificial Intelligence Kwaghe International Journal of Engineering and Information Technology
U. H. Ukpe
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Aerospace Engineering Agriculture, Biological Sciences & Forestry Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Environmental Science Materials Science & Nanotechnology

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Efficiency of Rice Processing Among Women Processors in Southern Taraba, Taraba State, Nigeria N. K. Mikailu; F. B. Filli; U. H. Ukpe
African Multidisciplinary Journal of Sciences and Artificial Intelligence Vol 3 No 2 (2026): African Multidisciplinary Journal of Sciences and Artificial Intelligence
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/amjsai.v3i2.9477

Abstract

Rice processing plays an important role in rural livelihoods and local food systems in Nigeria; however, evidence on the economic efficiency of women processors remains essential for informing productivity-enhancing interventions. This study analyzed the efficiency of rice processing among women processors in Southern Taraba, Taraba State, Nigeria. A multi-stage sampling technique was used to select 70 respondents from Wukari and Donga Local Government Areas. Primary data were collected through structured questionnaires and analyzed using descriptive statistics, gross margin analysis, and net income estimation. The results showed that 89% of the processors were aged 50 years or below, with a mean age of 38.6 years, indicating a relatively young and active workforce. Most respondents had formal education (90%), 63% were married, and the average household size was five persons. Profitability analysis demonstrated that rice processing was a viable enterprise, with a total revenue of ₦711,064.40 and a total cost of ₦471,638.87 per processing day, resulting in a gross margin of ₦240,751.33 and a net income of ₦239,425.53. The return per naira invested was 0.51, implying that processors realized a gain of 51 kobo for every naira invested. Paddy rice constituted the largest cost component, accounting for 90.37% of variable costs. The study concludes that rice processing among women in the study area is profitable, although its efficiency is constrained by inadequate capital, limited access to modern equipment, and insufficient technical training. These findings highlight the need for improved access to modern milling technology, credit facilities, and regular capacity-building programs to enhance processing efficiency and support broader food security goals in Nigeria.
Determinants of Access to Credit by Maize (Zea mays) Farmers in Southern Taraba, Taraba State, Nigeria B. C. Asani; U. H. Ukpe; F. B Filli
Kwaghe International Journal of Engineering and Information Technology Vol 2 No 3 (2025): Kwaghe International Journal of Engineering and Information Technology
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/kijeit.v2i3.7543

Abstract

This study investigates the determinants of access to credit among maize farmers in Southern Taraba, Taraba State, Nigeria. The specific objectives were to identify the constraints hindering credit acquisition and to assess the key factors influencing farmers’ access to credit. A multi-stage sampling procedure was employed to collect primary data from 180 respondents using structured questionnaires. Data analysis involved both descriptive and inferential statistical methods. The findings revealed that major constraints to credit access included complex application procedures, high interest rates, lack of collateral, short repayment periods, delayed fund disbursement, and limited awareness of available credit sources. Key determinants influencing access to credit were identified as ownership of collateral, marital status, income level, farm size, and age. Based on these findings, the study recommends that policymakers prioritize improving rural farmers’ access to information, extension services, and agricultural insurance to address demand-side barriers. Additionally, institutional capacity building for both lenders and borrowers should be integrated into all credit programs to enhance credit uptake, increase agricultural productivity, and improve farmer incomes. Credit policy interventions should be tailored to the specific needs and constraints of farming households.
Co-Authors B. C. Asani F. B Filli F. B. Filli N. K. Mikailu