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All Journal Jurnal Kajian Akuntansi Journal of Community Empowerment
Dewi Indriasih
Pancasakti University
Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Social Sciences

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Pemicu Kerapuhan Finansial dan Ketidakamanan Finansial (Studi pada Kelompok Rumah Tangga) Sri Mulyantini; Dewi Indriasih; Agung Yulianto
Jurnal Kajian Akuntansi Vol 9 No 1 (2025): JUNI 2025
Publisher : Universitas Swadaya Gunung Jati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33603/jka.v9i1.9540

Abstract

The economic crisis has a significant impact on the financial condition of the community and households. The emergence of financial fragility, as a result of declining income, spikes in spending, the absence of emergency funds, preparedness funds or buffers. From the crisis, it teaches the importance of having good financial planning, in order to be more able to withstand economic shocks in the future. This study aims to study the factors that impact financial fragility, and see how it impacts financial insecurity. Survey data in this study will be analyzed using path analysis on the variables of financial insecurity, financial fragility, debt burden, healthcare investment and savings preparedness. The results show that debt burden is a factor that plays a fairly large role. In addition, financial fragility and healthcare investment affect the increase or decrease in financial insecurity. However, the savings preparedness variable does not have a significant effect on the increase or decrease in financial insecurity. The fundamental contribution of this study highlights the crisis that causes households to face financial difficulties and causes changes in lifestyle patterns and social challenges. This is mainly due to the absence of financial buffers, not investing in health and not providing sufficient preparedness funds.
PENINGKATAN PEMAHAMAN LITERASI KEUANGAN DAN INVESTASI BAGI GURU SEKOLAH DASAR DI KOTA TEGAL Dewi Indriasih; Yanti Puji Astutie; Aminul Fajri; Abdullah Mubarok; Fahmi Firmansyah
Journal of Community Empowerment Vol 4, No 1 (2025): Juni
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i1.31864

Abstract

ABSTRAK                                                                            Tujuan dari pengabdian masyarakat ini adalah untuk meningkatkan pemahaman guru-guru SD di Kota Tegal mengenai literasi keuangan dan investasi di era disrupsi ini. Peserta kegiatan merupakan perwakilan guru-guru SD di Kota Tegal yang mayoritas merupakan guru generasi muda. Pengabdian ini dilakukan oleh tim dosen Universitas Pancasakti Tegal dengan memberikan edukasi dan pelatihan dalam bentuk ceramah mengenai literasi keuangan, investasi secara umum dan investasi pasar modal, mekanisme investasi serta cara pemilihan saham. Evaluasi kegiatan dilakukan dengan penyebaran angket kepada seluruh peserta setelah setelah pemberian materi. Hasil evaluasi kegiatan menunjukkan bahwa adanya peningkatan pemahaman para peserta mengenai materi yang telah diberikan. Antusian dan keatktifan peserta terlihat dari banyaknya peserta yang bertanya maupun peserta yang menjawab pertanyaan narasumber. Kegiatan pengabdian ini diharapkan dapt menjadi dasar pengambilan keputusan untuk berinvestasi juga dapat menerapkan praktik pengelolaan keuangn dengan efektif dan efisien. Kata kunci: guru; literasi keuangan; investasi; saham. ABSTRACTThis community service’s aim is to increase the understanding of primary school teachers in Tegal City regarding financial literacy and investing in this disruption era. The participants were representatives of primary school teachers, the majority of whom are young generation teachers. This service was carried out by a team of lecturers from Pancasakti University by providing education and lectures on financial literacy, investing in general and investing in capital market, investment mechanism and stock selection. The evaluation was done by distributing questionnaires after the material was given. The results of the activity showed there was an increase in the participants' understanding of the material given. The participants’s enthusiasm can be seen from the number of participants who asked questions and the number of participants who answered the speaker's questions. This activity is expected to be the basis for making investment decisions and can apply financial management effectively and efficiently.  Keywords: teacher; financial literacy; investment; stocks.
Co-Authors Abdullah Mubarok Agung Yulianto Aminul Fajri Fahmi Firmansyah Sri Mulyantini Yanti Puji Astutie