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All Journal Dimasejati: Jurnal Pengabdian Kepada Masyarakat International Journal of Economics, Business and Innovation Research
Maman Sulaeman
Universitas Tangerang Raya, Indonesia
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences

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The Influence Of Financial Literacy And Financial Technology On The Financial Performance Of Msmes: A Study on MSMEs in West Jakarta Isfandiari M Bahanan; Maman Sulaeman
International Journal of Economics, Business and Innovation Research Vol. 5 No. 03 (2026): International Journal of Economics, Business and Innovation Research( IJEBIR)
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijebir.v5i03.3157

Abstract

This study aims to examine the effect of financial literacy and financial technology on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in West Jakarta. A quantitative survey method was applied. The population comprised 38,240 registered MSMEs in West Jakarta. Using the Slovin formula with an 8% margin of error, 150 respondents were selected through proportionate stratified random sampling. Data were collected via a five-point Likert scale questionnaire and analyzed using multiple linear regression with SPSS 26.0. The t-test results show that financial literacy has a positive and significant effect on financial performance (beta = 0.412; t = 6.149; sig. = 0.000), and financial technology also has a positive and significant effect (beta = 0.368; t = 5.183; sig. = 0.000). The F-test yields F = 48.621 (sig. = 0.000), confirming simultaneous significance. The coefficient of determination (R²) is 0.397, indicating that 39.7% of MSME financial performance variation is explained by both variables. This study recommends enhanced financial literacy education and accelerated digital financial technology adoption among MSMEs in West Jakarta
Pemberdayaan Komunitas Wanita Tani pada Usaha Sayuran Organik di Wilayah Perkotaan Aji Priambodo; Alda Laudya; Maman Sulaeman; Syaeful Bakhri
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol 7, No 2 (2025)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/dimasejati.v7i2.21829

Abstract

EMPOWERİNG WOMEN FARMERS' COMMUNİTİES İN ORGANİC VEGETABLE BUSİNESSES İN URBAN AREAS: The Women Farmers Group in Pekalipan Village, Pekalipan District, Cirebon City serves as a strategic platform for housewives to develop economic potential through utilizing yard land in RW.10. This empowerment program emerged as a solution for mothers who have been solely engaged in domestic routines without having other productive activities. Under the guidance of field extension officers from the Cirebon City Agriculture Department, these women farmers are encouraged to optimize their home yards by growing various types of organic vegetables. The applied concept pays careful attention to women's role balance, where gardening activities do not interfere with their primary responsibilities as mothers and wives, but instead provide real contributions to alleviating family economic burdens. Through intensive mentoring methods, this program aims to inspire enthusiasm and motivation among women farmers to improve family quality of life while building economic independence through environmentally friendly organic vegetable cultivation. This initiative demonstrates that women's empowerment can be achieved without abandoning their main responsibilities and roles within the family. 
Co-Authors Aji Priambodo Alda Laudya Isfandiari M Bahanan Syaeful Bakhri