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All Journal Contemporary Islamic Economic and Business Review Jurnal Pengabdian dan Pemberdayaan Masyarakat
Amir Amir
UIN Siber Syekh Nurjati Cirebon
Economics, Econometrics & Finance

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Peran dan Implikasi Dewan Pengawas Syariah pada Lembaga Keuangan Mikro Syariah di Indonesia Perspektif Maqashid Syariah Putri Meiliyawati; Alvien Septian Haerisma; Amir Amir
CIEBER: Contemporary Islamic Economic and Business Review Vol. 1 No. 1 (2025): CIEBER: Contemporary Islamic Economic and Business Review
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v1i1.1

Abstract

Islamic cooperatives are financial institutions categorized as micro, operating based on Islamic Sharia principles. In carrying out its operations, Islamic cooperatives must ensure that all activities do not conflict with Sharia principles. The role of the Sharia Supervisory Board, as an extension of the DSN-MUI, is crucial in overseeing all cooperative activities. The purpose of this study is to determine the role of the sharia supervisory board and the implications for the realization of maqashid sharia in Kopsyah Harapan Sejahtera UIN Syekh Nurjati Cirebon. This research uses a qualitative method approach. The data collection techniques used were observation, interview, and documentation. The data sources used are primary and secondary data. The results showed that the role of the Sharia Supervisory Board of Kopsyah Harapan Sejahtera has been running optimally, because it has ensured that all cooperative activities and transactions, including fund management, products offered, and operations, are under sharia principles.
Tinjauan Fatwa DSN Terhadap Produk Pembiayaan Pada Pegadaian Syariah Cipto Cirebon Kharisma Aurora; Alvien Septian Haerisma; Amir Amir
CIEBER: Contemporary Islamic Economic and Business Review Vol. 1 No. 2 (2025): CIEBER: Contemporary Islamic Economic and Business Review
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v1i2.6

Abstract

This study examines the application of sharia principles in gold pawn products at Pegadaian Syariah Cipto Cirebon. The main issues identified are employees’ limited understanding of DSN-MUI fatwas, discrepancies between fatwa provisions and institutional regulations, and debates over the application of mu’nah (maintenance) fees. Using a qualitative descriptive method with field research through interviews, observations, and document analysis, the study assesses compliance with DSN-MUI Fatwas No. 25, 26, and 92. The findings show that the gold pawn financing mechanism generally complies with sharia principles through the use of hybrid contracts (rahn, qardh, and ijarah) and fair mu’nah fees that avoid riba, gharar, and maysir. However, DPS supervision remains suboptimal due to limited resources and weak coordination. The study recommends strengthening sharia supervision by enhancing DPS competence, aligning SOPs with DSN fatwas, and implementing regular sharia audits to ensure compliance and transparency.
Program Pengabdian Masyarakat Partisipatif melalui Penguatan Literasi Baca-Tulis Masyarakat Buta Huruf Pradifta Arya Daniswara; Tiara Khoerulela; Emah Khuzaemah; Amir Amir
Al-Takzim: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 1 No. 1 (2025): At-Takzim: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/al-takzim.v1i1.4

Abstract

Rendahnya tingkat literasi baca-tulis anak usia sekolah dasar masih menjadi persoalan mendasar di wilayah pedesaan Indonesia dan berdampak langsung terhadap kualitas pendidikan serta pembangunan sumber daya manusia. Artikel ini bertujuan untuk mendeskripsikan, menganalisis, dan mengevaluasi pelaksanaan program pengabdian masyarakat berbasis penguatan literasi baca-tulis di Desa Mertapadawetan, Kabupaten Cirebon. Program ini dirancang menggunakan pendekatan partisipatif dan kolaboratif dengan melibatkan mahasiswa, guru, orang tua, serta masyarakat desa sebagai aktor utama dalam pembangunan ekosistem literasi. Metode pengabdian yang digunakan meliputi asesmen awal kemampuan literasi, pendampingan belajar bertahap, pengembangan kelas literasi, penyediaan pojok baca, serta edukasi literasi digital bagi orang tua dan guru. Hasil pelaksanaan program menunjukkan adanya peningkatan kemampuan membaca dan menulis dasar pada anak-anak sasaran, peningkatan motivasi belajar, serta tumbuhnya kesadaran kolektif masyarakat terhadap pentingnya literasi sebagai fondasi pendidikan. Selain itu, program ini berkontribusi dalam memperkuat peran keluarga dan sekolah dalam mendukung keberlanjutan budaya literasi di tingkat lokal. Temuan ini menegaskan bahwa program pengabdian masyarakat yang dirancang secara kontekstual dan partisipatif mampu menjadi strategi efektif dalam menjawab persoalan literasi dasar di wilayah pedesaan. Artikel ini merekomendasikan penguatan sinergi antara perguruan tinggi, sekolah, dan masyarakat sebagai model pengabdian berkelanjutan berbasis literasi
Co-Authors Alvien Septian Haerisma Emah Khuzaemah Kharisma Aurora Pradifta Arya Daniswara Putri Meiliyawati Tiara Khoerulela