Nining Wahyuningsih
UIN Siber Syekh Nurjati Cirebon

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Determinan Loyalitas Nasabah pada Lembaga Keuangan Mikro Syariah di Kota Cirebon Jawa Barat Indah Farikhah; Nur Eka Setiowati; Nining Wahyuningsih
CIEBER: Contemporary Islamic Economic and Business Review Vol. 1 No. 1 (2025): CIEBER: Contemporary Islamic Economic and Business Review
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v1i1.4

Abstract

Abstract This study aims to analyze the effect of service quality, promotion, and trust on member loyalty at KPRI Harapan Sejahtera IAIN Syekh Nurjati Cirebon, both partially and simultaneously. The research uses a quantitative associative approach with data collected through questionnaires distributed to 95 respondents. The data were analyzed using multiple linear regression with SPSS version 27. The results show that partially, service quality, promotion, and trust have a positive and significant effect on member loyalty. Simultaneously, these three independent variables also significantly influence member loyalty, with a coefficient of determination (R²) of 0.665. This indicates that 66.5% of the loyalty variation is explained by these variables, while the remaining 33.5% is influenced by other factors. These findings emphasize the importance of service strategies, promotional efforts, and trust-building in strengthening member loyalty within cooperatives.
Determinasi Struktur Modal pada Bank Umum Syariah di Indonesia: Peran Pertumbuhan, Profitabilitas, dan Tangibilitas Asti Adhariyah Febriyanti; Sri Rokhlinasari; Nining Wahyuningsih
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 1 (2026): Kinerja Keuangan Lembaga Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i1.13

Abstract

This research was conducted to find out whether or not there is an influence of growth rate, profitability and tangibility on the capital structure of Sharia Commercial Banks in Indonesia for the 2020-2023 period. This research is quantitative with the sample used is 10 Islamic commercial banks in Indonesia in the period 2020-2023 which have the highest assets in that period. The data collection technique uses secondary data obtained from financial reports from each related bank website according to the period used. The software used in the data processing process of this research is IBM SPSS Statistic 26. This research uses independent variables in the form of growth rate (X1), profitability (X2), tangibility (X3) and uses the dependent variable, namely capital structure (Y). The result of testing partially growth rate variable has insignificant effect on capital structure with significance value 0.805 (>0.05) with positive direction. Profitability variable partially has significant effect on capital structure with significance value 0.043 (<0.05) with negative direction. Tangibility variable partially has insignificant influence on capital structure with significance value 0.241 (>0.05) with positive direction. Simultaneous testing between the dependent variable and the independent variable produces a singnification level of 0.128 (>0.05) which means that the growth rate, profitability and tangibility have no significant effect on capital structure.