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All Journal Journal of Economicate Studies Al Ushuliy JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Riki Maulana
Uin Sunan Gunung Djati Bandung
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Halal Tourism and Destination Identity: A Conceptual Discussion on the Integration of Islamic Values in Tourism Branding Riki Maulana
Journal of Economicate Studies Vol. 10 No. 1 (2026): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v10i1.915

Abstract

This conceptual paper explores how Islamic values can be integrated into destination branding to shape a distinct halal tourism identity. While halal tourism has grown as a global phenomenon, especially in Muslim majority countries such as Indonesia, its conceptual foundations remain fragmented. This article argues that halal tourism branding should move beyond functional aspects (e.g., halal certification, facilities) toward embedding Islamic values such as trust (amanah), honesty (ṣidq), and hospitality (ḍiyāfah) into the core of destination identity. Drawing from destination branding theory, consumer trust models, and Islamic value frameworks, this paper develops a conceptual lens for understanding how spiritual, ethical, and cultural dimensions co create a destination’s halal identity. The study contributes to the theoretical enrichment of halal tourism research and offers insights for policymakers, destination marketers, and tourism practitioners in Muslim contexts.
Implementation of Sharia Peer To Peer (P2P) Lending reviewed from the Principles of Tabadul Al Manafi and An Taradin Riki Maulana; Neng Cahya Komala
Al Ushuliy: Jurnal Mahasiswa Syariah dan Hukum Vol. 5 No. 1 (2026): Vol 5 No 1
Publisher : UIN Mahmud Yunus Batusangkar

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Abstract

The rapid advancement of technology has significantly simplified access to various services, particularly within the financial industry. One notable development is the emergence and rapid growth of sharia-based peer-to-peer (P2P) lending fintech in Indonesia. This sub-sector represents an innovative approach adopted by financial institutions to facilitate financing and investment activities through digital platforms, thereby enhancing efficiency, accessibility, and financial inclusion. Nevertheless, in the context of Islamic economics, the pursuit of benefit (maslahah) remains the fundamental objective of all economic activities and must be consistently upheld. Accordingly, sharia-based P2P lending fintech is required to comply strictly with Islamic legal and ethical principles to ensure that its operations do not deviate from sharia norms. This study seeks to evaluate and examine the mechanisms of sharia-compliant P2P lending fintech by applying the principles of tabādul al-manāfi’ (mutual exchange of benefits) and an-tarāḍin (mutual consent among contracting parties). Using a normative legal research method, this study analyzes relevant statutory regulations, sharia guidelines, and legal doctrines. The analysis is conducted through a conceptual and evaluative approach, aiming to assess the extent to which existing fintech practices align with established sharia principles and contribute to equitable and ethical financial transactions.
Effectiveness of Sharia Letter of Credit (L/C) as an International Trade Finance Instrument in Islamic Banks Riki Maulana; Reynaldi Gusti Ananda
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 10 No. 1 (2026): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v10i1.7232

Abstract

Despite the growing adoption of Sharia-compliant trade finance instruments, empirical and conceptual assessments of the effectiveness of Sharia Letter of Credit (L/C) in international trade remain limited, particularly in the context of Islamic banking in emerging markets. Existing studies predominantly focus on normative compliance or contract structures, leaving a gap in evaluating operational effectiveness and regulatory alignment. This study addresses this gap by examining the effectiveness of Sharia L/C as an international trade financing instrument in Islamic banks. Employing a qualitative normative–empirical methodology, the research analyzes DSN-MUI fatwas, regulatory frameworks, and operational practices of Sharia L/Cs through document analysis and secondary empirical data. The findings reveal that Sharia L/Cs effectively enhance payment security, risk mitigation, and Sharia compliance through the integration of contracts such as wakālah, qard, and hiwālah. However, effectiveness is constrained by operational complexity, limited standardization, and inconsistencies between fatwa provisions and banking implementation. The study’s novelty lies in its integrated evaluation of Sharia compliance, operational performance, and regulatory coherence, offering a comprehensive framework to strengthen the role of Sharia L/Cs in global Islamic trade finance.
Co-Authors Neng Cahya Komala Reynaldi Gusti Ananda