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All Journal J-MABES Perspectives on Advanced New Generations of Global and Local Economic Horizons
Ali Mahmud
Institut Agama Islam Badrus Sholeh Kediri
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Implementation of Sharia Production Principles in the Production Process of Character Chocolate Toyibatussalamah Toyibatussalamah; Isma Nurrokhim; Ali Mahmud
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis Dan Studi Ekonomi Syariah Vol 3 No 2 (2025): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v2i2.561

Abstract

The Sincan Coklat Home Industry is a home-based industry that produces character chocolate snacks. Sharia-compliant production principles emphasize not only efficiency and profitability but also the values ​​of halal certification, fairness, and social responsibility throughout the production process. The researcher aims to examine how the principles of sharia production, as proposed by Yusuf Qardhawi, can be practically implemented in the character chocolate manufacturing process within the Sincan Coklat home industry. This research employed a qualitative, conceptual, and descriptive approach, examining production practices in the field and linking them to Yusuf Qardhawi's theory of sharia economic production. This study shows that the Sincan Coklat home industry produces two products: jar chocolate and stick chocolate. The Sincan Coklat home industry has endeavored to implement sharia principles such as selecting halal raw materials, implementing a clean and safe production process, fair labor management, and avoiding practices containing elements of gharar, riba, and dharar. However, management improvements and halal certification are still needed to strengthen consumer trust. Thus, this research contributes to the development of the concept of halal production based on sharia values ​​in the home industry sector, in line with Yuuf Qardhawi's view of Islamic economics which is oriented towards welfare and blessings.
Enhancing Investment Inclusion via the Optimal Crowd-Financing Model for Retail Sukuk Instruments Toyibatussalamah; Ali Mahmud; Fidyah Arini Kusuma Wardhani; Gjosphink Putra Umar Sakka; Wa Ode Irma Sari
Perspectives on Advanced New Generations of Global and Local Economic Horizons Vol. 1 No. 3 (2025): November, 2025
Publisher : CV. Get Press Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69855/panggaleh.v1i3.299

Abstract

The purpose of this study is to develop and empirically validate an optimal crowd-financing model aimed at boosting retail investor participation in sukuk instruments, addressing significant constraints in the retail sukuk market due to structural, psychological, and technological hurdles. Using a mixed-methods approach, primary data was gathered from 300 active retail investors (aged 18–45) and 15 key stakeholders in Indonesia via purposive sampling through a structured survey and in-depth interviews. The quantitative data was analyzed using Structural Equation Modeling (SEM). The model shows strong explanatory power ($R^2=0.68$), confirming that accessibility, technological ease, Shariah compliance, and investor trust are crucial drivers of inclusion. Key findings recommend reducing minimum investment amounts, improving FinTech usability, ensuring transparent Shariah governance, and providing targeted investor education. Regulatory harmonization and blockchain innovations are identified as vital for addressing operational challenges. In conclusion, this research provides a cohesive, actionable framework for regulators and issuers to achieve sustainable sukuk market growth and deepen financial inclusion in emerging economies. Future studies should explore the socio-cultural dynamics of sukuk adoption.
Co-Authors Fidyah Arini Kusuma Wardhani Gjosphink Putra Umar Sakka Isma Nurrokhim Toyibatussalamah Toyibatussalamah Toyibatussalamah Wa Ode Irma Sari