Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review
Masnita Sinaga
Universitas Prof Dr Hazairin SH
Economics, Econometrics & Finance Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Role of Financial Literacy in Preventing Fraudulent Investments in Bengkulu: A Case Study of Central Bengkulu Anggun Citra Lestari; Masnita Sinaga; Ilham Rudiansyah; Arya Sulistio Setiawan
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 5 No. 2 (2025): December
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v5i2.3124

Abstract

Financial fraud has become an increasing concern in Indonesia, particularly in smaller regions such as Central Bengkulu. The rapid expansion of online investment platforms and limited understanding of financial principles have made the local population vulnerable to fraudulent investment schemes. This study aims to analyze the role of financial literacy in preventing individuals from engaging in such deceptive investment activities. Using a qualitative descriptive approach, data were collected through semi-structured interviews and documentation from ten participants in Central Bengkulu who had prior experience or knowledge related to investment. The findings reveal that individuals with higher financial literacy demonstrate stronger awareness of risk assessment, greater ability to verify financial information, and are less likely to be deceived by unrealistic promises of high returns. Conversely, low levels of financial understanding correlate with susceptibility to fraudulent investment offers. The study concludes that strengthening financial literacy through community education, government initiatives, and digital literacy programs can significantly reduce the risk of financial fraud in local communities
Co-Authors Anggun Citra Lestari Arya Sulistio Setiawan Ilham Rudiansyah