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All Journal Journal of Social Responsibility Projects by Higher Education Forum Jurnal Ekonomi dan Manajemen
Hario Tamtomo
Universitas Muhammadiyah Jambi, Jambi
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Electrical & Electronics Engineering Energy Engineering Industrial & Manufacturing Engineering Materials Science & Nanotechnology Mathematics Social Sciences Other

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Analisis Stabilitas Bank Jambi Setelah Pandemi Covid 19 Niko Tala Buana; Ermaini Ermaini; Hario Tamtomo
Jurnal Ekonomi dan Manajemen Vol. 1 No. 01 (2025): ISSUE DESEMBER
Publisher : PT. Mifandi Mandiri Digital

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Abstract

Tujuan penelitian yaitu untuk mengetahui dan menganalisis stabilitas bank Jambi setelah pandemi covid 19 dengan mengunakan rujukan nilai Z-Score yang menjadi indicator dalam penilaian stabilitas bank. Semakin rendah nilai Z-Score menunjukan bank dalam keadaan keuangan yang tidak stabil dan sebaliknya semakin tinggi nilai Z-Score menunjukan bahwa bank dalam keadaan yang stabil dan tidak berpotensi bangkrut. Metode analisis dalam penelitian ini yaitu deskriptif kuantitatif dengan data sekunder yang bersumber pada laporan tahunan dengan objek penelitian yaitu bank Jambi periode 2021 – 2024. Hasil penelitian menunjukan bahwa stabilitas bank jambi setelah pandemi covid 19 menunjukan nilai yang rendah dan dapat diartikan bahwa bank jambi memiliki kinerja keuangan yang stabil.
The Edukasi Konsep Kewirausahaan Sosial Berbasis Potensi Desa Melalui Badan Umum Milik Desa (BUMDES) Wella Sandria; Arniwita Arniwita; Siswoyo Siswoyo; Hario Tamtomo; Hetty Rohayani; Ermaini Ermaini
Journal of Social Responsibility Projects by Higher Education Forum Vol 6 No 3 (2026): March 2026
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jrespro.v6i3.9757

Abstract

Village potential-based social entrepreneurship through Village-Owned Enterprises (BUMDes) represents a social business model that optimizes natural resources, cultural assets, and community capacities to address socio-economic issues while increasing Village Original Revenue (PADes). This community service activity was conducted in Muara Tembesi Subdistrict, Batanghari Regency, Jambi, Indonesia. The study aims to analyze the role of Village-Owned Enterprises (BUMDes) in village development and improving community welfare through a social entrepreneurship approach. There are 15 actively operating BUMDes distributed across 12 villages in Muara Tembesi, engaging in various types of business activities. Although these enterprises have achieved progress in managing their business units, they still face several challenges related to social entrepreneurship, including a lack of innovation in the creative economy for resource management, inadequate mapping of village potential, suboptimal utilization of village websites, and limited effectiveness in marketing and promotional channels. Based on these issues, the service team conducted field observations and provided technical assistance to BUMDes managers, carried out village potential mapping, and analyzed appropriate strategies for developing business units and creative economic activities within rural communities. The results of the mapping indicate that each village possesses distinct potentials; however, natural resource outputs are still predominantly concentrated in the agricultural and plantation sectors. Several strategies were proposed to address the challenges faced by BUMDes, including enhancing understanding of the importance of BUMDes for village development, providing training and mentoring in social entrepreneurship and small and medium enterprise management, increasing community awareness of village potential, and encouraging subdistrict and village officials to utilize BUMDes operational funds more effectively.
Co-Authors Arniwita, Arniwita Ermaini Ermaini Hetty Rohayani Niko Tala Buana Siswoyo Siswoyo Wella Sandria