Tartila Devy
Fakultas Ekonomi Dan Bisnis Islam UIN Sjech M. Djamil Djambek Bukittinggi

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ANALISIS KINERJA KEUANGAN BANK BCA SYARIAH MENGGUNAKAN PENDEKATANISLAMICITY PERFORMANCE INDEX (PERIODE 2019-2023) Silvia Wisra Yulia; Tartila Devy
BORJUIS: JURNAL OF ECONOMY Vol. 3 No. 2 (2025): MEI
Publisher : Adisam Publisher

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This study aims to analyze the financial performance of BCA Syariah banks using the Islamicity Performance Index approach for the 2019-2023 period. So far, the measurement of Islamic bank performance has focused more on indicators similar to conventional banks that assess in terms of financial performance alone. So that a more comprehensive approach is needed such as the Islamicity Performance Index, to assess bank performance from the aspects of justice, halalness, and social welfare in accordance with sharia principles. This study uses quantitative methods with a descriptive approach. This study uses five indicators of Islamicity Performance Index, namely Profit Sharing Ratio, Zakat Performance Ratio, Equitable Distribution Ratio, Islamic Investment vs Non Islamic Investment and Islamic Income vs Non Islamic Income. The population in this study is BCA Syariah bank. Sampling using purposive sampling method at BCA Syariah bank which is available in the Annual Report 2019- 2023. Based on the results of data analysis and discussion, the results showed that the financial performance of BCA Syariah bank for the 2019-2023 period using the Islamicity Performance Index approach showed overall results obtained a score of 4 with a good predicate. Profit Sharing Ratio shows a score of 4 with a good predicate, Zakat Performance Ratio shows a score of 1 with a bad predicate, Equitable Distribution Ratio shows a score of 1 with a bad predicate, Islamic Investment vs Non Islamic Investment shows a score of 5 with a very good predicate, and Islamic Income vs Non Islamic Income shows a score of 5 with a very good predicate.
ANALISIS STRATEGI PEMASARAN PADA TOKO WULAN SHOP DI KOTA PAYAKUMBUH DALAM MENINGKATKAN PENDAPATAN DILIHAT DARI PERSPEKTIF MANAJEMEN BISNIS SYARIAH Nurfilza Inara; Tartila Devy
Jurnal Ekonomi dan Bisnis Vol. 3 No. 6 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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This research is motivated by Sales Strategy in Increasing Revenue. By raising the problem, namely: How is the sales strategy at Wulan Shop in Payakumbuh City to increase revenue seen from the perspective of Sharia Business Management. The purpose of this study is to determine how the sales strategy to increase revenue is seen from the perspective of Sharia business management in the fields of products, pricing, distribution and promotion. The type of research used is descriptive qualitative research. The research methods used in data collection are observation, interviews, and documentation. The data sources used are primary data sources and secondary data sources. Furthermore, data analysis in this study was carried out in three ways, namely data reduction, data presentation, and drawing conclusions. This research was conducted precisely in Koto Baru Village, Payakumbuh Timur District, Payakumbuh City. The results of this study indicate that in increasing its income, Wulan Shop uses a marketing mix strategy consisting of 4p, namely Products (products) consisting of tops, jeans, skirts, gamis, children's clothes, hijab, and so on. Prices (prices) range from Rp. 25,000 - Rp. 350,000. The place is located in Koto Baru Village, Payakumbuh Timur District, Payakumbuh City, and Promotion (promotion) promotional techniques carried out Personal selling, advertising and direct marketing. With several obstacles that occur including, limited product availability, in one model only 2-3 items are available, this can be done by adding variants to each existing product item. The increasing number of competitors offering cheaper prices in online stores, with this can reactivate e- commerce platforms such as TikTok and Shopee. The shop space is not too large, this requires shop expansion but is constrained by quite large capital. With the implementation of this strategy, it is able to increase income by attracting consumer buying interest by paying attention to improving the quality of the products sold, the prices offered, a strategic and comfortable place, and good service by the Wulan Shop in accordance with the values of Sharia business management