Istiono Istiono
FEB UNTAG Surabaya, Indonesia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

FINANCIAL PERFORMANCE EVALUATION OF PT BANK MANDIRI (PERSERO) Tbk. 2021 – 2023 USING DUPONT METHOD ANALYSIS Zuliyana Zuliyana; Rosalinda Ayu P.; Istiono Istiono
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to evaluate the financial performance of PT Bank Mandiri (Persero) Tbk. during the period of 2021 to 2023 using the DuPont Analysis method. This method is applied to assess how effectively the company generates profit through operational efficiency, asset utilization, and capital structure. The analysis focuses on four key components: Net Profit Margin (NPM), Total Assets Turnover (TATO), Return on Investment (ROI), and Return on Equity (ROE). The results show a consistent increase in NPM, ROI, and ROE over the three-year period, indicating improved efficiency and profitability. However, the TATO value remained stable and relatively low, suggesting the need for better asset utilization. Overall, the evaluation indicates that PT Bank Mandiri is in a healthy financial position and has a promising outlook in maintaining its competitiveness within the banking industry.