Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal EKSPEKTASy
Nur Shafiqah
Unknown Affiliation
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Analysis of Fund Management and Allocation Strategies in Islamic Banking Nur Shafiqah; Rahmi; Ayu Ariska
JOURNAL EKONOMI, KEUANGAN, PERBANKAN DAN AKUNTANSI SYARIAH Vol. 5 No. 1 (2026): JOURNAL EKSPEKTASy
Publisher : Institut Agama Islam Persis Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54801/pdgc3q14

Abstract

Fund management is a fundamental aspect of maintaining the stability and operational sustainability of banks. This study aims to examine various sources of bank funds, including core funds (capital) and external funds, and how the allocation of these funds is managed to support the intermediation function. The research method used is a literature review (library research) by analyzing secondary data from various scientific literature, books, and articles related to banking management. The results indicate that core funds derived from paid-in capital, reserves, and retained earnings serve as a risk buffer and an indicator of a bank’s health. Meanwhile, external funds mobilized from the public through savings, checking accounts, and deposits, as well as funds from financial institutions and investors, are the primary instruments for expanding financing capacity. Effective fund allocation requires a balanced strategy between loans, investments, and liquidity reserves to maintain public confidence and to comply with regulatory requirements. Thus, the integration of capital adequacy and proper fund allocation management is key to maintaining the integrity of the banking financial reporting system
Co-Authors Ayu Ariska Rahmi