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All Journal Letterlijk
Joan Karnois, Eldrida
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Letterlijk

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Perlindungan Hukum bagi Konsumen dalam Transaksi Jual Beli Online Ditinjau dari Hukum Perikatan Maruli Semaria Nababan, Alecya; Joan Karnois, Eldrida; Nurdiansyah, Muhamad Ajie; Sheebakayla, Ratu
Letterlijk Vol 1 No 2 (2024): Letterlijk
Publisher : Program Studi Ilmu Hukum, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/letterlijk.v1i2.127

Abstract

This abstract discusses legal protection for contracts in the context of online buying and selling transactions as an effort to protect consumers. In the digital era, online buying and selling transactions are increasingly widespread and present new challenges in the field of contract law. Legal protection is very important to ensure consumer rights are protected from unfair trade practices, fraud and other violations. This article analyzes existing regulations, the role of electronic agreements, and the dispute resolution mechanisms available to consumers. Thus, it is hoped that the legal protection of engagement can provide security and trust for consumers in carrying out online transactions 
Analisis Pertanggungjawaban Asuransi terhadap Kegagalan Pembayaran oleh Perusahaan Asuransi Jiwa Firmansyah, Didit; Joan Karnois, Eldrida; Susanti, Sindi; Nabila Anisa, Syalsa
Letterlijk Vol 2 No 2 (2025): Letterlijk
Publisher : Program Studi Ilmu Hukum, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/letterlijk.v2i2.940

Abstract

The growth of the life insurance industry has increased significantly in the last two decades, in line with the increase in financial literacy and corporate and public awareness of the importance of protecting the things they own. The content of the insurance agreement is to transfer losses due to unexpected events suffered by the insured to the insurer and the insured must pay premiums to the insurer. The purpose of this study is to determine how the insurance company is responsible if there is a failure to pay. The methodology used by the author is normative legal methodology. Normative research or library legal research is legal research using secondary data, namely data obtained from library materials. The results of the study show that if there is a failure to pay by the insurance company and internal efforts are unsuccessful, the policyholder can report the case to the LAPS SJK. The role of the Financial Services Authority (OJK) is very vital in supervising and taking action against insurance companies that fail to fulfill their obligations. OJK can impose administrative sanctions up to revoking business licenses, as happened in the case of Wanaartha Life. Cases like this show the importance of implementing Good Corporate Governance (GCG) and strict risk management by insurance companies, as well as the need to strengthen the consumer protection system so that similar incidents do not continue to recur.
Co-Authors Firmansyah, Didit Maruli Semaria Nababan, Alecya Nabila Anisa, Syalsa Nurdiansyah, Muhamad Ajie Sheebakayla, Ratu Susanti, Sindi