Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Letterlijk
Nessa A’syifa Putri Andrika
Unknown Affiliation
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Analisis Perbandingan BPJS Kesehatan dan Asuransi Swasta dalam Efisiensi Layanan dan Persaingan Bisnis Aryanti, Ane; Khairunnisa; Nessa A’syifa Putri Andrika
Letterlijk Vol 2 No 1 (2025): Letterlijk
Publisher : Program Studi Ilmu Hukum, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/letterlijk.v2i1.1000

Abstract

This study aims to analyze the comparison between BPJS Kesehatan (Indonesia’s national health insurance) and private health insurance in terms of service efficiency and business competition strategies. Using a literature review method, the research examines various aspects such as cost and premiums, service access, facilities, claims procedures, and patient satisfaction. The findings reveal that BPJS Kesehatan excels in providing broad coverage at affordable premiums, though it still faces challenges in service speed and referral systems. On the other hand, private health insurance offers faster, more flexible, and premium-level services, albeit at higher costs. Additionally, both systems have begun collaborating through the Coordination of Benefit (CoB) scheme to provide dual advantages for participants. This study offers important insights for the development of a more efficient and competitive health insurance system in Indonesia.
Co-Authors Aryanti, Ane Khairunnisa