Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Al-fiqh : Journal of Islamic Studies
Sagina, Sagina
Unknown Affiliation
Religion

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Dampak Penggunaan Pinjaman Online pada Kesejahteraan Keluarga Perspektif Maqāṣid al-Syarī‘ah Sagina, Sagina; Fitria, Fitria; Nelsiani, Nur Heppi
Al-fiqh Vol. 3 No. 3 (2025): Al-fiqh : Journal of Islamic Studies
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/al-fiqh.v3i3.788

Abstract

This study aims to comprehensively analyze the impact of online loan utilization on family welfare in West Kalimantan Province using the analytical framework of maqāṣid al-sharī‘ah. The research employs a qualitative approach with a descriptive-analytical design, integrating normative literature review and empirical-sociological data. The findings reveal that a significant disparity between financial inclusion and financial literacy has fostered consumptive and manipulative borrowing patterns. The impacts include financial bankruptcy, escalating domestic conflicts leading to divorce, and severe psychological distress resulting from exploitative debt collection practices. The maqāṣid al-sharī‘ah analysis confirms that exploitative online loan practices contradict the principles of protecting wealth (ḥifẓ al-māl), family (ḥifẓ al-nasl), intellect (ḥifẓ al-‘aql), and life (ḥifẓ al-nafs). Therefore, holistic regulatory, educational, and cultural interventions are urgently required to mitigate the destructive impacts of online loans and to strengthen family resilience based on Islamic economic values.
Co-Authors Fitria Fitria Nelsiani, Nur Heppi