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All Journal Jurnal Sosio dan Humaniora
Putri, Vella Azahra
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Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Other

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Kesiapan gen Z dalam mengelola keuangan di era Digital Septiani, Chitra; Handayani, Hani; Putri, Vella Azahra; Zahra, Zauzia Siti; Hatimatunnisani, Hani
Jurnal Sosio dan Humaniora (SOMA) Vol 4 No 2 (2026): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v4i2.371

Abstract

Generation Z is an age group that grew up amidst the rapid development of digital technology. Easy access to information and various financial applications makes them very familiar with digital transactions such as e-wallets, mobile banking, and online investment. However, behind the adaptation of this technology, questions arise about the extent to which Gen Z is prepared to manage finances wisely and sustainably. This study aims to analyze the characteristics, behavior, and level of financial literacy of Gen Z in facing the challenges of the digital economy. The results of the analysis show that although Gen Z is active in using financial technology, they still have limitations in financial planning, risk management, and understanding of basic financial concepts. Therefore, increasing financial literacy through education and a digital media-based approach is an important strategy in forming a financially intelligent generation in the future. Keywords : Gen Z; Financial Management; Digital Era.
Co-Authors Hani Handayani, Hani Hani Hatimatunnisani Septiani, Chitra Zahra, Zauzia Siti