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GENCARKAN Desa Sanur Kaja: Peningkatan Literasi dan Inklusi Keuangan guna Mewujudkan Masa Depan Masyarakat Sejahtera Ni Putu Riski Martini; Gde Deny Larasdiputra; I Gde Agung Wira Pertama
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 7 No. 3 (2026): September
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63447/jpni.v7i3.2136

Abstract

Gaps in digital financial inclusion and literacy leave the domestic sector vulnerable to exploitation by illegal financial products. The "Edukasi Keuangan Ngiring ke Banjar" program—part of the Financial Literacy and Inclusion Community Service initiative—aims to strengthen household financial management and equip the target audience with self-protection skills against cybercrime threats. The activity was conducted offline on Tuesday, July 28, 2026, at the Sanur Kaja Village Office in South Denpasar, involving 54 members of the Sanur Kaja Village Family Welfare Empowerment (PKK) group and resource persons from the Bali Province Financial Services Authority (OJK). A participatory approach was implemented, integrated with the residents' monthly arisan gathering. Program results demonstrated improved financial understanding through the internalization of healthy financial planning formulas and the adoption of the Legal and Logical principles. Participants also demonstrated proficiency in operating official complaint channels, including OJK Contact 157, the SIPASTI portal, and the Indonesia Anti-Scam Centre to handle online fraud schemes.

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