Penggunaan Surat Kuasa Membebankan Hak Tanggungan (SKMHT) dalam Perjanjian Kredit Perbankan pada Bank Perkreditan Rakyat (BPR) di Wilayah Kerja Bank Indonesia Jember

Nanang Tri Budiman (Universitas Islam Jember)
Tioma Roniuli Hariandja (Universitas Islam Jember)

JURNAL RECHTENS
Vol. 2 No. 2 (2013): Desember

Each credit agreement will be followed by a collateral agreement . Therefore, the principal credit agreement is an agreement or agreement in principle , being a guarantee agreement is an agreement or accesoir follow , meaning there and the expiry of the guarantee depends on the credit agreement . Power of Attorney Charge Mortgage (SKMHT ) is an authorization issued by the Mortgage giver as to the recipient of the authorizing special power to charge an object with Mortgage . Mortgage Provision shall be made solely by the giver Mortgage by way appear before the PPAT . The deadline given by the Act for the manufacture SKMHT must be properly addressed , because it can lead to " null and void " . While the factors which influence the decision makers in the RB to do Making APHT indirect costs of delivering APHT is high enough ceilings for small loans , if the loan remains to be done again Roya and exit costs , there is a provision that provides for indirect APHT .