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Nanang Tri Budiman
Universitas Islam Jember

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Penggunaan Surat Kuasa Membebankan Hak Tanggungan (SKMHT) dalam Perjanjian Kredit Perbankan pada Bank Perkreditan Rakyat (BPR) di Wilayah Kerja Bank Indonesia Jember Nanang Tri Budiman; Tioma Roniuli Hariandja
JURNAL RECHTENS Vol. 2 No. 2 (2013): Desember
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.438 KB) | DOI: 10.36835/rechtens.v2i2.85

Abstract

Each credit agreement will be followed by a collateral agreement . Therefore, the principal credit agreement is an agreement or agreement in principle , being a guarantee agreement is an agreement or accesoir follow , meaning there and the expiry of the guarantee depends on the credit agreement . Power of Attorney Charge Mortgage (SKMHT ) is an authorization issued by the Mortgage giver as to the recipient of the authorizing special power to charge an object with Mortgage . Mortgage Provision shall be made solely by the giver Mortgage by way appear before the PPAT . The deadline given by the Act for the manufacture SKMHT must be properly addressed , because it can lead to " null and void " . While the factors which influence the decision makers in the RB to do Making APHT indirect costs of delivering APHT is high enough ceilings for small loans , if the loan remains to be done again Roya and exit costs , there is a provision that provides for indirect APHT .
Kebijakan Hapus Buku dan Hapus Tagih dalam Penyelesaian Kredit Macet Perbankan Nanang Tri Budiman
JURNAL RECHTENS Vol. 4 No. 1 (2015): Juni
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (141.687 KB) | DOI: 10.36835/rechtens.v4i1.111

Abstract

Along with the development of economic activities it is increasingly felt the need for sources of funds to finance business activities in the form of loans. In the implementation of the loan repayment, the Customer debtors obtain credit from banks is not fully restore their credit worthiness and timely. On the settlement of problem loans, there are some steps that can be taken by creditors so that the creditors can obtain the loans that have been disbursed to borrowers through credit facilities, among others, the implementation of policies to conditional write off and absolute write off against the granting of credit to borrowers who have bad credit. Remove the book is done by issuing the credit portfolio of the bank bookkeeping and still charged while delete is done by issuing a promissory loan portfolio of bookkeeping and eliminate bank collection rights against the debtor 
Tanggung Jawab Direksi Bank Perkreditan Rakyat (BPR) terhadap Penyelesaian Kredit Macet di Wilayah Kerja Bank Indonesia Jember Nanang Tri Budiman; Supianto Supianto
JURNAL RECHTENS Vol. 6 No. 2 (2017): Desember
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.569 KB) | DOI: 10.36835/rechtens.v6i2.201

Abstract

The problem of bad debts in the practice of banking credit channeling often occurs. This can be caused by many things, both internal and external factors. The Board of Directors of the Company, in this case Rural Bank, as the Company's authorized organ and fully responsible for the management of the Company for the interest of the Company, in accordance with the purposes and objectives of the Company, has responsibility for the incurrence of bad debts and settlement. This study formulates the problems that arise in the practice of banking credit distribution, especially in the BPR in relation to the responsibilities of the Directors of Rural Banks against the settlement of bad debts: what factors cause the bad credit in the BPR in the working area of Bank Indonesia Jember and how the form of responsibility Board of Directors of BPR in case of bad credit. The method in this research is empirical juridical approach with this method is intended to know and understand the factors that cause bad credit and how the form of responsibility of directors to bad credit. Based on the result of the research, it can be concluded that the bad debts occurring in the working area of Bank Indonesia Jember are caused by several factors, such as customers experiencing crop failure or due to unfavorable natural condition, The market economic fluctuation caused the economy to become unstable; Inadequate analysis; There is a divorce between husband and wife of the customer; and the debtor is entangled in legal matters so that it is unable to settle its obligations to the creditor. Board of Directors BPR The Board of Directors is responsible for the management of the RB and shall be carried out in good faith and with full responsibility. In the event of bad credit, the responsibility of RB directors is in the form of striving for the settlement of non-performing loans in order to be repaid by the customer.
Pemahaman Masyarakat terhadap Pembatasan Usia Minimal untuk Melangsungkan Perkawinan Supianto Supianto; Nanang Tri Budiman; Dwi Fefri Kurniasari
JURNAL RECHTENS Vol. 9 No. 1 (2020): Juni
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/rechtens.v9i1.663

Abstract

Provisions regarding the minimum age limit in the Marriage Law have been amended with the birth of Amendment to the Marriage Law Number 16 Year 2019. In this law the minimum age of marriage for women is equal to the minimum age of marriage for men, which is 19 (Nineteen) year. The age limit is considered to have matured body and soul to be able to carry out marriage in order to realize the purpose of marriage properly without ending in divorce and get healthy and quality offspring. From the results of the study it was found that the people of the Village of Pontang Ambulu did not know about the change in the minimum limits to carry out the marriage nor did they know about the existence of the Law No. 16 of 2019 which mentions changes in the minimum age limit for marriage.