Indonesian Journal of Educational Review (IJER)
Vol 6 No 1 (2019): Indonesian Journal of Educational Review (IJER)

FACTORS THAT AFFECT FINANCING PROFIT-LOSS-LOSS SCHEME) SYARIAH TBK GENERAL BANKING IN INDONESIA

Yolanda (Borobudur University Jakarta, Indonesia)
Dhenok Darwanti (Borobudur University Jakarta, Indonesia)
Cicih Ratnasih (Borobudur University Jakarta, Indonesia)



Article Info

Publish Date
02 Jul 2019

Abstract

The purpose of this study is to determine the economic aspects of the implementation of financing (Revenue Sharing - Loss). Factors that affect financing (Profit Sharing Schemes - Losses) in Islamic general banking Tbk in Indonesia (in 2011-2017) using the variable Third Party Funds (DPK), Capital/equity, Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), Return on assets (ROA) and Financing to Deposit Ratio (FDR). The method of this study is Ordinary Least Square (OLS) with panel data from the eight observed Sharia commercial banks. The approaching model used in this study is the Fixed Effect Model. The results of this study show that Third Party Funds (DPK), Capital / Equity, Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR) have a significant effect on financing (Revenue Sharing - Loss Scheme), while Return on assets (ROA) and Financing to Deposit Ratio (FDR) has no significant effect on financing (Revenue Sharing - Loss).

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Journal Info

Abbrev

ijer

Publisher

Subject

Education

Description

Indonesian Journal of Educational Review (IJER) is printed in Indonesia and published twice a year by the School of Graduate, Universitas Negeri Jakarta, Indonesia. IJER is dedicated to advancing knowledge and understanding of theory, research and evaluation practices in the fields of educational ...