Jurnal Samudra Ekonomika
Vol 2 No 2 (2018)

Pengaruh Melek Finansial, Sosialisasi Orang Tua, dan Teman Sebaya Terhadap Perilaku Menabung Mahasiswa Bidik Misi Fakultas Ekonomi Universitas Samudra

Suri Amilia (Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra)
Tengku Putri Lindung Bulan (Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra)
Muhammad Rizal (Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra)



Article Info

Publish Date
30 Oct 2018

Abstract

The objective of the research was to find out the financial literacy, socialisation of parents,and peers influence of the saving behaviour of bidikmisi students on Fakultas Ekonomi - Universitas Samudra. Data collection techniques were conducted by distributing questionnaires with a Likert scale with the number of respondents as many as 197 people. Data analysis method using multiple linear regression, with multiple linear regression analysis equation in research are: Y = 12, 388 + 0,244X1 + 0,436X2 + 0,074X3. The value of Adjusted R Square obtained by 0,28 or 28% indicates the ability of financial literacy variables, socialisation of parents, and peers, in explaining the saving behaviour of 32,8%, while the remaining 72% is influenced by other factors not researched. Significant value for financial literacy is 0,002 < alpha 0,05, financial literacy variable have a significant effect of the saving behaviour, and the hypothesis accepted. Significant value for a socialisation of parents 0,000 < alpha 0,05, Variables of socialisation of parents significantly influence of the saving behaviour. Thus the hypothesis accepted. Significant value for peers of 0,380 > alpha 0,05, Peer variables significantly influence of the behaviour saving. Thus the hypothesis is rejected.

Copyrights © 2018






Journal Info

Abbrev

jse

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Jurnal Samudra Ekonomika diterbitkan sejak tahun 2017 dan terbit 2 kali setahun pada bulan Maret dan September. Jurnal Samudra Ekonomika merupakan wahana penyebarluasan hasil penelitian dan telaah koseptual dalam bidang Ilmu Ekonomi dan Studi Pembangunan yang bertujuan menciptakan forum komunikasi ...