Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis
Vol 6, No 1 (2020): Januari 2020

PERAN RUMAH PEMBIAYAAN PERTANIAN KSM JAYA AMANAH DALAM MENGIMPLEMENTASIKAN INKLUSI KEUANGAN PETANI

Selvi Jubaya (Universitas Padjadjaran)
Eliana Wulandari (Universitas Padjadjaran)



Article Info

Publish Date
21 Jan 2020

Abstract

The level of financial access in Indonesia is relatively low because of some obstacles that are faced by farmers in Indonesia to access formal financial institutions. KSM Jaya Amanah is one of the institutions that seeks to implement the financial inclusion of farmers through an empowerment program i.e the agricultural financing house. This research aims to identify the role of KSM Jaya Amanah in implementing financial inclusion in Pacet Subdistrict, Bandung District. Data analytical methods used in this research is descriptive statistics. The results of the analysis showed that several efforts have been made by KSM Jaya Amanah in implementing financial inclusion for  farmers  through the agricultural financing house program that focuses to provide financial access for farmers who are considered unbankable people. The agricultural financing house has a positive impact on the farm results of its members. The barriers faced by the KSM in implementing financial inclusion include lack of funds from investors and lack of the management resources.

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Journal Info

Abbrev

mimbaragribisnis

Publisher

Subject

Agriculture, Biological Sciences & Forestry

Description

Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis adalah jurnal ilmiah yang menerbitkan hasil-hasil penelitian sosial ekonomi pertanian. Jurnal ini bertujuan untuk memperluas dan menciptakan inovasi dalam konsep, teori, paradigma, perspektif dan metodologi dalam ilmu sosial ...