Jurnal Algoritma, Logika dan Komputasi
Vol 2, No 1 (2019): Jurnal ALU Volume 2 nomor 1 Maret 2019

PENERAPAN ALGORITMA C4.5 UNTUK PENENTUAN KELAYAKAN PEMBERIAN KREDIT (Studi Kasus : Koperia - Koperasi Warga Komplek Gandaria)

Teguh Budi Santoso (Teknik Informatika/Fakultas Teknik, Universitas Satya Negara Indonesia)
Dela Sekardiana (Teknik Informatika/Fakultas Teknik, Universitas Satya Negara Indonesia)



Article Info

Publish Date
16 May 2019

Abstract

Current credit giving in KOPERIA (Koperasi Warga Komplek Gandaria) is still based on an objective process. Difficulties in determining the feasibility of giving credit are often experienced by cooperative managers, so that problems arise in the cooperative is a default payment of credit installments of customers in KOPERIA. This study aims to form a decision tree classification model to determine the customer's credit worthiness. In this study the application of C4.5 Algorithm, based on the Sets and Attributes used in this study, namely, the amount of income divided into 2 categories> 5 million and 3-5 million, the amount of balance divided into three, namely> 3 million, 1-3 million and <1 Million, The Loan Amount is divided into three, namely 1-4 Months, 5-8 months, and 9-12 Months and Requirements with attributes of Business Capital, buying goods and others. In this study determine the appropriate root nodes, the classification results using C4.5 Algorithm shows that the accuracy of 97.5% is obtained, based on the results obtained shows that the c4.5 algorithm is suitable to be used to determine the feasibility of lending customers to KOPERIA.Keywords: Data Mining, C4.5 Algorithm, loan feasibility

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Journal Info

Abbrev

alu

Publisher

Subject

Computer Science & IT Engineering

Description

Jurnal Algoritma, Logika dan Komputasi (Jurnal ALU) adalah jurnal Program Studi Teknik Informatika, yang berisikan kumpulan hasil penelitian dosen, penelitian dosen dan mahasiswa, penelitian mahasiswa yang disusun dalam bentuk artikel penelitian. Jurnal Algoritma, Logika dan Komputasi(Jurnal ALU) ...