IJCCS (Indonesian Journal of Computing and Cybernetics Systems)
Vol 11, No 1 (2017): January

Klasifikasi Nilai Kelayakan Calon Debitur Baru Menggunakan Decision Tree C4.5

Bambang Hermanto (Unknown)
Azhari SN (Universitas Gadjah Mada)



Article Info

Publish Date
31 Jan 2017

Abstract

In an effort to improve the quality of customer service, especially in terms of feasibility assessment of borrowers due to the increasing number of new prospective borrowers loans financing the purchase of a motor vehicle, then the company needs a decision making tool allowing you to easily and quickly estimate Where the debtor is able to pay off the loans.This study discusses the process generates C4.5 decision tree algorithm and utilizing the learning group of debtor financing dataset motorcycle. The decision tree is then interpreted into the form of decision rules that can be understood and used as a reference in processing the data of borrowers in determining the feasibility of prospective new borrowers. Feasibility value refers to the value of the destination parameter credit status. If the value of the credit is paid off status mean estimated prospective borrower is able to repay the loan in question, but if the credit status parameters estimated worth pull means candidates concerned debtor is unable to pay loans..System testing is done by comparing the results of the testing data by learning data in three scenarios with the decision that the data is valid at over 70% for all case scenarios. Moreover, in generated tree  and generate rules takes fairly quickly, which is no more than 15 minutes for each test scenario

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Journal Info

Abbrev

ijccs

Publisher

Subject

Computer Science & IT Control & Systems Engineering

Description

Indonesian Journal of Computing and Cybernetics Systems (IJCCS), a two times annually provides a forum for the full range of scholarly study . IJCCS focuses on advanced computational intelligence, including the synergetic integration of neural networks, fuzzy logic and eveolutionary computation, so ...