Determinan Penyaluran Kredit Perbankan

Wibowo, Purwo Adi
Hikhmah, Nur

Jurnal Dinamika Ekonomi dan Bisnis
Vol 15, No 2 (2018)

The study aims to examine the effect of non-performing loans (NPL), capital adequacy ratio (CAR), loan to deposit ratio (LDR), and bank size on bank lending. The population of banks listed on the IDX in 2012-2016 amounted to 43 banks. The purposive sampling technique collected by documentation so that 105 observations were obtained (21 banks × 5 years). Data analysis techniques with panel regression using EViews 9.0. The research findings show that only the CAR variable has an effect on lending, while the NPL, LDR, and bank size variables have no effect.