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All Journal Jurnal Dinamika Ekonomi dan Bisnis Media Mahardhika Jurnal STIE Semarang (Edisi Elektronik) J-ADIMAS (Jurnal Pengabdian kepada Masyarakat) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) TIN: TERAPAN INFORMATIKA NUSANTARA Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Oikonomia: Jurnal Manajemen Nobel Management Review Studi Ilmu Manajemen dan Organisasi Jurnal Manajemen dan Profesional Journal of Accounting and Digital Finance Wahana Islamika: Jurnal Studi Keislaman Jurnal Bisnis dan Kewirausahaan
Purwo Adi Wibowo
Program Studi Manajemen, STIE Nahdlatul Ulama Jepara
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Media Pembelajaran Sindu Sebagai Aplikasi Peningkatkan Pemahaman Nilai-Nilai Budaya Jepara Bumi Kartini Bagi Peserta Didik Paud Afrianingsih, Anita; Putri, Aprilia Riyana; Wibowo, Purwo Adi; Setiardi, Dicky; Mukarromah, Isnu
J-ADIMAS (Jurnal Pengabdian Kepada Masyarakat) Vol 8, No 2 (2020)
Publisher : (STKIP) PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/j-adimas.v8i2.1786

Abstract

ABSTRAKPengabdian ini bertujuan untuk mengetahui manfaat penggunaan aplikasi GeoGebra pada mata pelajaran matematika bagi guru di tingkat Sekolah Dasar di Jakarta Selatan. Kegiatan pelatihan ini diadakan di gedung Fakultas Ilmu Pendidikan Universitas Muhammadiyah Jakarta dengan peserta pelatihan sebanyak 28 guru matematika Sekolah Dasar di Jakarta Selatan. Metode yang digunakan pada pengabdian ini berupa pemberian pelatihan dalam bentuk workshop mengenai penggunaan dan pemanfaatan aplikasi GeoGebra pada materi Bangun Ruang. Adapun tahapan pengabdian ini terdiri dari: persiapan/ perencanaan, pelaksanaan, evaluasi, dan refleksi. Kegiatan pelatihan ini mendapat respon positif dari peserta pelatihan, adapun manfaat yang didapat oleh peserta pelatihan adalah menumbuhkan minat guru dalam menggunakan aplikasi GeoGebra pada proses pembelajaran Matematika di kelas, menambah wawasan bagi guru untuk membuat media pembelajaran berbasis ICT yang lebih menyenangkan dengan menghasilkan ilustrasi benda tiga dimensi sehingga dapat meningkatkan daya tangkap siswa, mempermudah guru dalam menyampaikan konsep matematika yang abstrak menjadi lebih konkret, memudahkan guru dalam membuat soal mengenai bangun ruang. Kata kunci—GeoGebra, Pembelajaran Matematika, Bangun Ruang, ICT.
FAKTOR-FAKTOR PSIKOLOGIS YANG MEMPENGARUHI KEPUTUSAN INVESTASI GENERASI Z: STUDI TENTANG ANCHORING, LOSS AVERSION, OVERCONFIDENCE, REGRET AVERSION, DAN REPRESENTATIVENESS Gufron, Ahmad Maulana; Wibowo, Purwo Adi
Jurnal Manajemen dan Profesional Vol. 5 No. 3 (2024): Jurnal JPro
Publisher : Program Studi Manajemen Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpro.v5i3.2343

Abstract

Keputusan mengenai investasi pada investor sering kali dipengaruhi perilaku investor dimasa lalu. tujuan penelitian ini untuk mengetahui Anchoring, Loss Aversion, Overconfidence, Regret Aversion, dan Representativeness mempengaruhi Generasi Z membuat keputusan investasi. Penelitian ini mengadopsi pendekatan kuantitatif dengan pengumpulan data melalui survei dengan kuesioner. Populasi penelitian ini mahasiswa universitas islam nahdlatul ulama jepara. Sampel penelitian ini berjumlah 148 responden dengan metode purposive sampling. Teknik analisis data menggunakan Partial Least Square (PLS). Hasil dari penelitian menemukan Anchoring dan Overconfidence berpengaruh positif signifikan terhadap keputusan investasi pada generasi z sedangkan Loss Aversion, Regret Aversion, dan Representativeness tidak berpengaruh terhadap keputusan investasi pada generasi z.
Determinan Penyaluran Kredit Perbankan Wibowo, Purwo Adi; Hikhmah, Nur
Jurnal Dinamika Ekonomi dan Bisnis Vol 15, No 2 (2018)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v15i2.1390

Abstract

The study aims to examine the effect of non-performing loans (NPL), capital adequacy ratio (CAR), loan to deposit ratio (LDR), and bank size on bank lending. The population of banks listed on the IDX in 2012-2016 amounted to 43 banks. The purposive sampling technique collected by documentation so that 105 observations were obtained (21 banks × 5 years). Data analysis techniques with panel regression using EViews 9.0. The research findings show that only the CAR variable has an effect on lending, while the NPL, LDR, and bank size variables have no effect.
PENGARUH PENGETAHUAN INVESTASI, LITERASI KEUANGAN, MOTIVASI INVESTASI PADA MINAT INVESTASI KARYAWAN ningrum, Saskia fitria; Wibowo, Purwo Adi
JURNAL STIE SEMARANG Vol 16 No 3 (2024): Jurnal STIE SEmarang
Publisher : Sekolah Tinggi Ilmu Ekonomi Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33747/stiesmg.v16i3.746

Abstract

This research aimed to examine the influence of investment knowledge, financial literacy, and investment motivation on investment interest in CV Aulia Jati Furniture employees in Jepara. The research population was 118 employees of CV Aulia Jati Furniture, of which all sample members were taken as samples (saturated sampling). The required primary data were collected by questionnaire and then analyzed by multiple linear regression using SPSS 26. The results showed that investment knowledge and investment motivation had a significant positive effect on investment interest while financial literacy had no effect.
Pengaruh Kemudahan Penggunaan, Keamanan Dan Persepsi Risiko Terhadap Minat Penggunaan Pinjaman Online ( Studi Pada Pemuda Karangtaruna Desa Tahunan Jepara ) Fuadztullah, Muhammad; Wibowo, Purwo Adi
Nobel Management Review Vol. 5 No. 4 (2024): Nobel Management Review
Publisher : Lembaga Penelitian, Publikasi dan Pengabdian pada Masyarakat ITB Nobel Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/nmar.v5i4.5073

Abstract

Pelaksanaan riset ini bertujuan untuk menganalisa pengaruh variabel kemudahan penggunaan, keamanan, dan persepsi Risiko terhadap minat penggunaan pinjaman online pada pemuda karangtaruna desa Tahunan. Populasi penelitian meliputi semua pemuda karangtaruna desa Tahunan, dengan sampel sebanyak 60 orang yang dipilih menggunakan sampel jenuh. Kuesioner digunakan untuk mengumpulkan data yang kemudian diolah menggunakan metode analisis linier berganda berbantuan perangkat lunak SPSS. Setelah kegiatan riset dilaksanakan, didapatkan hasil yang memperlihatkan kemudahan penggunaan dan keamanan memengaruhi secara signifikan terhadap minat penggunaan pinjaman online. Namun, persepsi risiko tidak bepengaruh terhadap minat penggunaan pinjaman online. Kajian ini bisa memberikan Pemahaman dan pengetahuan yang lebih komprehensif mengenai beragam faktor-faktor yang mempengaruhi minat penggunaan pinjaman online.
Faktor-Faktor Yang Mempengaruhi Minat Generasi Z Terhadap Niat Menggunakan Pinjaman Online Al Rahma, Nabillah Zakia; Wibowo, Purwo Adi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 3 (2025): February 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i3.6665

Abstract

This research aims to analyze the influence of perceived ease of use, perceived usefulness, and social influence on the behavioral intention of Generation Z in Jepara Regency in using online loan services. The population in this study was all Generation Z in Jepara Regency, with a sample size of 100 respondents obtained through random sampling techniques using the Slovin formula. Primary data was collected through questionnaires and analyzed using Structural Equation Modeling (SEM) based on Partial Least Square (PLS). The research results show that perceived ease of use has a significant effect on Generation Z's behavioral intention in using online loan services with a P value of 0.008. This indicates that the easier a technology is to use, the higher the user's interest in adopting it. Apart from that, perceived usefulness was also proven to have a significant influence with a P value of 0.000, which means that individuals are more likely to use online loan services if they feel clear benefits from using them. On the other hand, social influence has no effect on behavioral intention, as evidenced by the P value of 0.404, which shows that Generation Z's decision to use online loan services is more influenced by individual factors than social pressure.
Pengaruh Literasi Keuangan, Motivasi Keuangan, Kemajuan Teknologi, Sosial Media Terhadap Minat Investasi Generasi Z Sari, Shinta Yulita; Wibowo, Purwo Adi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 3 (2025): February 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i3.6809

Abstract

This study aims to analyze the influence of financial literacy, financial motivation, technological advances, and social media on the interest in investing in the capital market among Generation Z in Jepara Regency. In this research, a quantitative approach was used with a population of 388.337 Generation Z in Jepara Regency. The sample selection technique used was purposive sampling, and during the research period 100 respondents were obtained. Primary data in this research was obtained through distributing questionnaires, while secondary data consisted of previous research and information that supports the research results. The analysis technique used is multiple linear regression and data processing using SPSS 25. The findings in this research state that the variables of financial literacy, financial motivation, technological progress and social media are proven to have a positive and significant influence on interest in investing in the capital market for Generation Z. in the Jepara Regency with a calculated t value > 1.660 and a significance probability value < 0.05. Generation Z in Jepara Regency shows great interest in investing in the capital market, which is driven by increased understanding of finance, technological advances, and the role of social media in providing information and making it easier to access investment online.
Pengaruh Literasi Keuangan, Pendapatan, Kemajuan Teknologi Terhadap Keputusan Investasi Dengan Perilaku Keuangan Sebagai Variabel Moderasi Mauliddia, Sita Alif; Wibowo, Purwo Adi
Nobel Management Review Vol. 6 No. 1 (2025): Nobel Management Review
Publisher : Lembaga Penelitian, Publikasi dan Pengabdian pada Masyarakat ITB Nobel Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/nmar.v6i1.5098

Abstract

Penelitian ini bertujuan untuk menganalisis dampak literasi keuangan, pendapatan, dan kemajuan teknologi terhadap keputusan investasi, dengan perilaku keuangan sebagai variabel moderasi, yang dilakukan pada karyawan CV Mandiri Abadi. Pengolahan data dalam penelitian ini menggunakan metode Partial Least Square (PLS) 4.0. Penelitian ini termasuk dalam kategori penelitian kuantitatif. Data yang digunakan berasal dari data primer yang dikumpulkan melalui penyebaran kuisioner, data sekunder yang diperoleh dari penelitian sebelumnya. Populasi yang terlibat dalam penelitian ini terdiri dari karyawan CV Mandiri Abadi. Sampel diambil menggunakan metode non-probability sampling dengan teknik purposive sampling, menghasilkan total 103 responden. Hasil menunjukkan bahwa literasi keuangan dan kemajuan teknologi berpengaruh terhadap keputusan investasi, sedangkan pendapatan tidak memengaruhi keputusan investasi. Selain itu, perilaku keuangan mampu memoderasi antara literasi keuangan dan keputusan investasi, tetapi tidak berfungsi sebagai moderasi pada pendapatan dan kemajuan teknologi terhadap keputusan investasi.
Evaluasi faktor penentu kinerja UMKM: Peran kompetensi SDM, literasi keuangan, modal keuangan, dan modal sosial Wahyuningrum, Tri; Wibowo, Purwo Adi
Journal of Accounting and Digital Finance Vol. 5 No. 1 (2025): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v5i1.1624

Abstract

This study analyzes the influence of human resource (HR) competence, financial literacy, financial capital, and social capital on the performance of Jepara City micro, small, and medium enterprises (MSMEs). The population of this study was 160 members of the Kartini Mandiri Jepara MSME Association, with a sample of 106 respondents obtained through purposive sampling. The data collected were primary data through the distribution of questionnaires. The analysis method used was Partial Least Square (PLS) to test the relationship between variables. The results of the study indicate that HR competencies, financial literacy, and financial capital have a significant effect on MSME performance. Conversely, social capital does not affect MSME performance. These results show that access to financial resources is essential in improving business performance. These findings suggest that strategies to improve SME performance should focus on strengthening access to capital and financial management. Additionally, further efforts are needed to enhance the effectiveness of human resource competencies and financial literacy to contribute more significantly to SME performance.
Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan melalui Locus of Control dan Self-Efficacy Pramithasari, Cindy; Wibowo, Purwo Adi
Studi Ilmu Manajemen dan Organisasi Vol. 6 No. 1 (2025): April
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/simo.v6i1.3788

Abstract

Purpose: This study aims to reveal the most important things among financial literacy, financial locus of control, and financial self-efficacy towards personal financial management. Methodology: The population consists of 52 security guards working at PT Berkah Mitra Abadi. Sampling method with a census and data collection using a questionnaire. The data obtained were then processed using the partial least square (PLS) method with SmartPLS 3.2.9 software. Results: Financial literacy has a significant positive effect on personal financial management, financial locus of control, and financial self-efficacy. The financial self-efficacy variable can act as a mediating variable for personal financial management (because financial self-efficacy has a significant positive effect on personal financial management), whereas financial locus of control cannot act as a mediating variable (because financial locus of control has no effect on personal financial management). Conclusion: Financial literacy has a significant positive effect on personal financial management, financial locus of control and financial self-efficacy in security guards. Limitations: This research only takes the unit of analysis of security guards at PT Berkah Mitra Abadi Semarang employees, so it cannot represent other professions. Contribution: The research results provide an overview of personal financial management in the security profession.
Co-Authors Afrianingsih, Anita Al Rahma, Nabillah Zakia Anggraini, Dina Novi Doni Setiawan Fuadztullah, Muhammad Gufron, Ahmad Maulana Hikhmah, Nur Irfana, Naila Maghfiroh, Septi Nurul Mauliddia, Sita Alif mukarromah, isnu ningrum, Saskia fitria Pramithasari, Cindy Putri, Aprilia Riyana Risna Endah Budiati Rokhim, Yusril Atiqur Safitri, Novita Ayu Sari, Shinta Yulita Septiliyani, Widyawati Setiardi, Dicky Syahriar, Alfa Wahyuningrum, Tri