Jurnal Ekonomi Integra
Vol 6, No 2 (2016): Juli 2016

Analisis Kecukupan Modal dan Loan To Deposit Ratio Terhadap Profitabilitas Perusahaan Perbankan yang Listing di Bursa Efek Indonesia

Faradina Inda Wardhani (Sekolah Tinggi Ilmu Ekonomi Indonesia Pontianak)
Didi Rahmat (Sekolah Tinggi Ilmu Ekonomi Indonesia Pontianak)



Article Info

Publish Date
26 May 2018

Abstract

The purpose of this study was to determine the magnitude of the effect level of Capital Adequacy (Capital Adequacy Ratio - CAR) and liquidity (Loan to Deposit Ratio - LDR) partially and simultaneously on bank profitability. In this research CAR and LDR as the independent variables, and profitability (ROA) as the dependent variable. There are ten of go public banking companies listed in BEI in 2011– 2015 periods that is used as samples, which are selected by purposive sampling. Data were analyzed with multiple regressions. The research, found that the CAR and LDR simultaneously affect the ROA. The two variables are able to explain the variable Profitability amounted to 21.8%, and the balance of 78.2% is explained by other factors. Based on t test, CAR and LDR variables significant effect on the financing of the significance of t count equal to 0,005 and 0,001 (<0.05). Keywords: CAR, LDR, and profitability (ROA)

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Journal Info

Abbrev

iga

Publisher

Subject

Economics, Econometrics & Finance

Description

Fokus kajian Jurnal Ekonomi Integra ini adalah bidang Bisnis dan Manajemen. Adapun ruang lingkup kajiannya terletak pada sub-sub bidang berikut: 1. Management Science 2. Marketing 3. Financial management 4. Human Resource Management 5. International Business 6. ...