Stability: Journal of Management and Business
Vol 3, No 2 (2020): December

ANALISIS MINAT BERTRANSAKSI MENGGUNAKAN FINANCIAL TECHNOLOGY (FINTECH) DI JAWA TENGAH

Ismi Khoiriyah (Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas PGRI Semarang)
Dian Apradika Kusumawati (Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas PGRI Semarang)
Ika Indriasari (Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas PGRI Semarang)



Article Info

Publish Date
31 Dec 2020

Abstract

ABSTRAKPenelitian ini bertujuan untuk menganalisis persepsi manfaat, persepsi kemudahan penggunaan, kepercayaan, dan persepsi risiko terhadap minat bertransaksi menggunakan financial technology (fintech) di Jawa Tengah. Populasi yang digunakan dalam penelitian ini adalah masyarakat Jawa Tengah yang memiliki akses terhadap internet dengan sampel yang diambil menggunakan metode convenience dan snowball sejumlah 100 orang. Teknik analisis yang digunakan dalam penelitian ini adalah uji regresi linier berganda. Hasil analisis menunjukkan bahwa keempat variable bebas berpengaruh signifikan terhadap minat bertransaksi menggunakan fintech secara terpisah maupun secara simultan. Kata kunci : Fintech, Persepsi Kemudahan Penggunaan, Efektivitas, Kepercayaan, Risiko, Minat, Financial Technology.ABSTRACTThis study was conducted to analyze the influence of perceived usefulness, perceived ease of use, trust, and perceived risk towards people’s intention to use financial technology (fintech) in Central Java, Indonesia. The population was the residents who had access to the internet in Central Java. A hundred samples were drawned using convenience and snow ball sampling methods. Multiple linear regression was used to proof the hypothesis. The result showed that the four independent variables had significant influence on people’s intention to use fintech. The influences were shown both for individual variable and silmutaniously.Keywords: Fintech, Perceived Ease of Use, Effectiveness, Trust, Risk, Interest, Financial Technology. 

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Journal Info

Abbrev

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

This journal aims to seek quality articles to answer the need to improve the understanding of effective management and business applications. Stability : Journal of Management and Business provides current trends in knowledge and practical applications in management and business practices. In ...