Jurnal Varian
Vol 4 No 1 (2020)

The Determination of Monthly Premium of Joint Term Health Insurance for Hospital Care

Darma Ekawati (Universitas Sulawesi Barat)

Article Info

Publish Date
29 Sep 2020

Abstract

Hospital care is one of the insurance products giving compensation to the members by reimbursing the medicine and hospital care costs. According to the number of members in one insurance policy, health insurance is classified into two categories namely individual health insurance and joint health insurance. This article discusses the monthly premium of joint health insurance. The monthly premium of joint term health insurance is calculated before deciding the probability to facilitate hospital care for two or more people using The RP-2000 Combined Healthy Tables and joint life annuity. Based on the simulation, at the same benefit, the monthly premium that must be paid for joint health insurance is smaller than for individual health insurance because the premium for joint insurance are borne by some insured under the same insurance policy

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Journal Info
Jurnal Varian
Website

Abbrev

Varian

Publisher

Universitas Bumigora

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Mathematics Social Sciences Other

Description

Jurnal Varian adalah salah satu Jurnal Ilmiah yang terdapat di Universitas Bumigora. Jurnal ini bertujuan untuk memberikan wadah atau sarana publikasi bagi para dosen, peneliti dan praktisi baik di lingkungan internal maupun eksternal Universitas Bumigora Mataram. Jurnal ini terbit 2 (dua) kali ...