CCIT (Creative Communication and Innovative Technology) Journal
Vol 10 No 2 (2017): CCIT JOURNAL

PENERAPAN AHP DAN TOPSIS UNTUK PENILAIAN KELAYAKAN KREDIT PADA BPR CENTRADANA KAPUAS PONTIANAK

Irawan Wingdes (Unknown)
Tri Widayanti (Unknown)



Article Info

Publish Date
08 Aug 2017

Abstract

Financing for business or consumption is one of the main purpose of a bank. BPR is mini part of Indonesian banking system that functions like conventional banks with limited or smaller role. BPR also finances for car loans. In practice, when administrative assessments for car loan applications are not met, subjective assessment is needed to further assess car loan applications. The purpose of this study is to develop decision support for the latter problem. This study employs AHP and TOPSIS as decision support method. 5C’s are used for assesment which results in highest preference in Character (0.36), followed by Capacity (0.28), Capital (0.19), Collateral (0.14), Condition (0.04). Fifteen sub criterias are also developed to further assess the loan and TOPSIS is used for alternative selection. The result of this study proves AHP and TOPSIS are reliable for supporting multi criteria decision making, especially in assessing and approving car credit loan at BPR Centradana Kapuas Pontianak.

Copyrights © 2017






Journal Info

Abbrev

ccit

Publisher

Subject

Computer Science & IT

Description

CCIT (Creative Communication and Innovative Technology) Journal adalah jurnal ilmiah yang diterbitkan olehSekolah Tinggi Manajemen Informatika dan Komputer Raharja. CCIT terbit dua kali dalam satu tahun, Setiap Bulan Februari dan ...