BJRM (Bongaya Journal of Research in Management)
Vol 4 No 1 (2021): BJRM (Bongaya Journal of Research in Management)

Effect of Productive Asset Quality and Problem Credits on Banking Profitability

Elyas Akbar (STIEM Bongaya)



Article Info

Publish Date
30 Apr 2021

Abstract

This study aims to partially analyze and examine the effect of the quality of earning assets and non-performing loans on bank profitability. This study uses secondary data obtained from the financial statements of PT Bank Negara Indonesia Tbk. Makassar Regional Office for the period 2011 - 2019 using the cross-sectional technique. This study used 36 samples. Furthermore, it will be tested with several testing stages, such as the classic assumption test in normality, multicollinearity, and autocorrelation—methods of data analysis using multiple linear regression analysis techniques. This study indicates that partially the quality of earning assets has a positive and significant effect on profitability. In contrast, non-performing loans have no positive and significant effect on profitability. Simultaneously, productive asset quality and non-performing loans affect profitability.

Copyrights © 2021






Journal Info

Abbrev

BJRM

Publisher

Subject

Humanities Economics, Econometrics & Finance Education

Description

Bongaya Journal for Research in Management (BJRM) adalah jurnal yang berisi tulisan yang diangkat dari hasil penelitian, gagasan konseptual, kajian dan aplikasi teori di bidang Manajemen. Diterbitkan dua kali setahun oleh Pusat Penelitian dan Pengabdian Kepada Masyarakat (P3M) STIEM ...