Jurnal Ilmu Ekonomi
Vol. 4 No. 3 (2020): Jurnal Ilmu Ekonomi

PENGARUH BI-RATE DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP KREDIT BERMASALAH PADA BANK UMUM BUMN

Nanda Galuh Widiawati (Unknown)
Muhammad Faisal Abdullah (Unknown)

Article Info

Publish Date
15 Aug 2020

Abstract

This study aims to analyze the effect of the BI-Rate and Loan To Deposit Ratio (LDR) on Non Performing-Loans (NPL) at state-owned commercial banks. This study uses secondary data sources obtained using the documentation method. The samples in this study were 4 BUMN banks with saturated or census sampling techniques. The period used in this study was 15 years, from 2005 - 2019. The analysis technique used was Panel Data Regression.The results of the study simultaneously and partially show that the independent variable significantly influences the Non Performing Loan (NPL), the BI-Rate Variable has a significant positive effect on the probability amounting to 0.0119, while the Loan To Deposit Ratio (LDR) variable has a significant negative effect on the probability amounting to 0.0000.

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Journal Info
Jurnal Ilmu Ekonomi
Website

Abbrev

jie

Publisher

Universitas Muhammadiyah Malang

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmu Ekonomi, aims to bridge the gap between research and practice, providing information, ideas and opinion, in addition to critical examinations of advances in economic research. Through the coverage of policy and economic developments, the latest results of research into the assessment of ...