This Author published in this journals
All Journal Jurnal Ilmu Ekonomi
Nanda Galuh Widiawati
Unknown Affiliation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

PENGARUH BI-RATE DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP KREDIT BERMASALAH PADA BANK UMUM BUMN Nanda Galuh Widiawati; Muhammad Faisal Abdullah
Jurnal Ilmu Ekonomi JIE Vol. 4 No. 3 (2020): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v4i3.12877

Abstract

This study aims to analyze the effect of the BI-Rate and Loan To Deposit Ratio (LDR) on Non Performing-Loans (NPL) at state-owned commercial banks. This study uses secondary data sources obtained using the documentation method. The samples in this study were 4 BUMN banks with saturated or census sampling techniques. The period used in this study was 15 years, from 2005 - 2019. The analysis technique used was Panel Data Regression.The results of the study simultaneously and partially show that the independent variable significantly influences the Non Performing Loan (NPL), the BI-Rate Variable has a significant positive effect on the probability amounting to 0.0119, while the Loan To Deposit Ratio (LDR) variable has a significant negative effect on the probability amounting to 0.0000.