Economy Deposit Journal ( E-DJ)
Vol 3 No 2 (2021): Economy Deposit Journal

Pengaruh Pembiayaan Murabahah Terhadap Non Performing Financing Pada PT. Bank Brisyariah Tbk Periode 2012 – 2019

akbar - azis (Unknown)
Mawaddah Warahmah (Universitas Sulawesi Barat)
Haerana Haerana (Universitas Sulawesi Barat)
Nurwahyuni Syahrir (Universitas Sulawesi Barat)



Article Info

Publish Date
10 Dec 2021

Abstract

The Effect of Murabahah Financing on Non-Performing Financing at PT. Bank BRISyariah, Tbk Period 2012 – 2019. This study aims to determine whether Murabahah financing has an effect on Non-Performing Financing as proxied by the ratio of non-performing financing or Non-Performing Financing (NPF). In order to achieve these objectives, this study uses a quantitative research type associative method. Regarding data collection, this study uses the documentation method by reviewing the financial statements of BRI Syariah Bank for 2012-2019 to obtain data related to Murabahah financing and Non-Performing Financing. The results showed that Murabahah financing had a positive and significant effect on Non-Performing Financing. From these results we can see that the higher the distribution of Murabahah financing carried out by BRI Syariah Bank, the NPF ratio can be reduced so that the bank's condition will remain in a healthy condition. Murabahah financing is only one of the many indicators of Non Performing Financing assessment, but still improving one indicator will certainly provide its own motivation to improve other indicators.

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Journal Info

Abbrev

EDJ

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science

Description

Economy Deposit Journal ( E-DJ) merupakan jurnal ilmiah yang memuat tulisan berupa gagasan ilmiah dan hasil penelitian dalam bidang ekonomi. Tulisan meliputi kajian ilmu ekonomi, yaitu Entrepreneurship Finance Management, Marketing Management, Strategic Management, Operation Management, Human ...