The development of fintech globally, along with the long pandemic period, has forced almost all parts of the world to implement new rules regarding eKYC (electronic know your customer). It is a process that identify and examines risk assessment procedures for analyzing clients. eKYC developed with the concept of minimal face-to-face meeting, and take place digitally. This means that all verification and validation of data starting from registration/customer requests throygh online applications will be processed systematically. The important question is, how identification, verification and validation will meet the requirements, so that the potential for irregularities, and fraud will not occur? This paper presents an eKYC application concept as the basis for identification and verification of online customer requests. Keyword: eKYC, electronic know your customer, verification, and identification.
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