International Journal of Digital Entrepreneurship and Business (IDEB)
Vol 3 No 1 (2022): International Journal of Digital Entrepreneurship and Business (IDEB)

Analisis Pengaruh Obligasi Ritel Indonesia dan Inflasi terhadap Dana Pihak Ketiga Bank Konvensional

Muhammad Mahameru (STIE Jakarta International College)
Agus Susanto (Unknown)
Haryono (STIE Jakarta International College)



Article Info

Publish Date
25 Feb 2022

Abstract

Banks always implement intermediation as a liaison function between funds collected from the public which are then channeled back to the public in form of loans. This enhances service provision to the public in form of transfer, collection, trade financing, bank guarantees, e-banking, ATM services, and others. As financial institutions, banks possess funds, where most are from the public or called Third Party Funds (TPF). TPF is in form of Current Accounts, Savings, and Time Deposits. Currently, a bank is an important institution for the economy of a country, which functions in the issuance of Government Securities (SBN). Risk-free investments such as time deposits certainly affects the TPF collected. This research aims to determine the Issuance of SBN with the Indonesian Retail Bonds (IRB) series on the growth of TPF. Furthermore, it was conducted between February and August 2020 at the Financial Services Authority (OJK). The panel data regression analysis methodology was applied using the EViews 9 program. It was observed that partially, IRB had no effect on TPF, and inflation partially has a negative effect on TPF. Meanwhile, IRB and inflation have a simultaneous effect on TPF.

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Journal Info

Abbrev

ideb

Publisher

Subject

Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

Description

Digital entrepreneurship enables entrepreneurs to leverage digital technologies to improve their organizations. In the current business landscape, many digital entrepreneurial endeavors provide interesting case studies showing innovative paths to entrepreneurship. Digital Entrepreneurial research ...