Jurnal Utilitas
Vol. 8 No. 1 (2022): Jurnal Utilitas

EFEKTIVITAS PENGGUNAAN DANA BPUM UNTUK MEMPERTAHANKAN USAHA MIKRO DI MASA PANDEMI COVID 19

Novelia Utami (Pendidikan Ekonomi, Universitas Muhammadiyah Prof Dr Hamka)



Article Info

Publish Date
21 Feb 2022

Abstract

The government continues to strive so that the community's economy can survive during the pandemic, one of which is the Micro Business Productive Presidential Assistance (BPUM) program for micro-businesses, therefore this study aims to find out how effective the use of BPUM funds is in maintaining micro businesses in the midst of the covid 19 pandemic, especially the micro-enterprises that were fostered by the leadership of the branch of Aisyiyah Kp Rambutan, East Jakarta. This research uses descriptive quantitative method with a saturated sample of 13 micro businesses. Data collection techniques through field observations, questionnaires, interviews and documentation, followed by statistical test calculations using SPSS. The results obtained are that the timeliness of BPUM receipts is 75%, the accuracy of cost calculations is 76%, the accuracy of making choices is 79% and the accuracy of targets is 70%. It can be seen that the use of Banpres funds is considered quite effective in maintaining micro-enterprises and can even increase business profits by 20%-25% if averaged. Thus, the sustainability of this program needs to be considered to continue to support micro-enterprises in increasing their business.

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Journal Info

Abbrev

utilitas

Publisher

Subject

Economics, Econometrics & Finance Education Social Sciences Other

Description

Jurnal Utilitas (p-ISSN: 2442-224X, e-ISSN: 2714-6588) is a multi-disciplinary which has been established for the dissemination of state-of-the-art knowledge in the field of education, teaching, entrepreneurship, Administrative and management of education, administrative and management office, ...