Jurnal Mantik
Vol. 6 No. 1 (2022): May: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)

A MEASURING THE FINANCIAL RATIO OF BNI SYARIAH BANK USING CAMEL ANALYSIS

Elfina Damanik (Universitas Simalungun)
Sartika (Universitas Simalungun)
Risma Nuraini munthe (Universitas Simalungun)
Desman Serius Nazara (Universitas Nias)



Article Info

Publish Date
29 Apr 2022

Abstract

This study was conducted to determine the soundness of BNI Syariah Bank when reviewed using CAMEL analysis. As stated in Article 3 of Bank Indonesia Regulation Number 9/1/PBI/2007, the financial ratios used to measure the health of a bank are Capital, Asset, Management, Earning, and Liquidity (CAMEL). The research method used is the quantitative method, with data analysis of CAR, KAP, NPM, REO, ROA, CR. With 5 composite ratings, rating 1 reflects the bank is classified as very good, rating 2 is classified as good, rating 3 is quite good, rating 4 is classified as poor, and rating 5 is sensitive. The results of this study in 2017 received a Healthy predicate with a final score of 91.2 from the CAMEL factor, in 2018 it received a final score of 89.8 with a healthy predicate, in 2019 it received a final score of 88.7 with a healthy predicate, and in 2020 it received a healthy predicate. final score of 83.8 with a healthy predicate

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Journal Info

Abbrev

mantik

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media

Description

Jurnal Mantik (Manajemen, Teknologi Informatika dan Komunikasi) is a scientific journal in information systems/informati containing the scientific literature on studies of pure and applied research in information systems/information technology,Comptuer Science and management science and public ...