Does Covid-19’s Influence on Commercial Banking Performance ? : Evidence from Indonesia

Nanik Kustiningsih (STIE Mahardika)
Ali Farhan (STIE Mahardika)
Parwita Setya Wardhani (STIE Mahardika)
Noneng R. Sukatmadiredja (STIE Mahardika)

IJIEEB : International Journal of Integrated Education, Engineering and Business
Vol 5 No 1 (2022): March 2022

This article is intended to examine the effect of Covid-19 on financial performance in the banking industry represented by Bank BNI, Bank BRI, Bank CIMB Niaga, and Bank Mandiri with the variables Net Performing Loan, Loan to Deposit Ratio and Non Performing Loan as a measure of financial performance. The analysis used is the Mann Whitney test and the Kolmogrov Smirnov test. Based on the results of the different tests, it was found that; 1) Covid-19 has a negative but not significant effect on the net profit margin, 2) Covid-19 has a negative and significant effect on the loan to deposit ratio, and Covid-19 has a positive and significant effect on non-performing loans.