El-Mujtama: Jurnal Pengabdian Masyarakat
Vol 2 No 2 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat

Studi Empiris Perkembangan Crowdfunding Syariah di Indonesia

Roos Nelly (Universitas Islam Negeri Sumatera Utara)
Harianto Harianto (Universitas Islam Negeri Sumatera Utara)
M.Shabri Abd.Majid (Universitas Syiah Kuala)
Marliyah Marliyah (Universitas Islam Negeri Sumatera Utara)
Rita Handayani (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
29 Jul 2022

Abstract

Crowdfunding plays a role in the Indonesian economy in its development. Sharia crowdfunding has become a solution to provide financial services that are accessible to businesses that lack access to banking, especially in Indonesia. Using a literature review, this study aims to describe crowdfunding and show how sharia crowdfunding is developing in Indonesia. The results of the study show that crowdfunding has continued to develop in Indonesia since it was first popular in 2009. Sharia crowdfunding has the potential to benefit the business world in accessing capital, increasing welfare, and general economic growth. Another finding is that the implementation of sharia crowdfunding is divided into four categories; donation-based, reward-based, asset-based and equity-based crowdfunding. Where there are differences between conventional crowdfunding and sharia crowdfunding from the four categories. In addition, sharia crowdfunding is also faced with several future issues that must be faced, such as: public trust in crowdfunding, quality and understanding, contract innovation, partnerships with banks, integration with NBFIs, especially MFIs and being able to develop businesses that have high risk. Keywords: Crowdfunding, Sharia Crowdfunding, Development

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Journal Info

Abbrev

elmujtama

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences Other

Description

El-Mujtama: Jurnal Pengabdian Masyarakat adalah jurnal ilmiah tentang program dan kegiatan pengabdian kepada masyarakat sebagai bagian implementasi dari Tri Dharma Perguruan Tinggi. Jurnal ini terbit dua kali setahun setiap Januari dan Juli, dikelola oleh Lembaga Penelitian dan Pengabdian Masyarakat ...