SALAM: Jurnal Sosial dan Budaya Syar-i
Vol 9, No 4 (2022)

Kewenangan Pemerintah Dalam Pengaturan Pinjaman Online Di Google Play Store

Nada Ulya Qinvi (University of Indonesia)
Henry Darmawan Hutagaol (University of Indonesia)



Article Info

Publish Date
25 Jun 2022

Abstract

The more technology develops, the more complaints from the public against illegal online loan applications on the Google Play Store.  Online loans that carry out illegal actions such as debt collector behavior, disbursement without the applicant's approval, threats to spread personal data and terrorize cellphone contacts are increasingly being carried out. The research method used is a juridical-empirical type of legal research using a case approach and a statutory approach. The results of this study are the government that has the authority to online loans on the Google Play Store is the Financial Services Authority, the Investment Alert Task Force and the Ministry of Communication and Information of the Republic of Indonesia by providing administrative sanctions and blocking online loan applications that perform illegal acts.Keyword: Authority; Governement; Online Loans; Google Play Store AbstrakSemakin berkembangnya teknologi semakin banyak juga pengaduan dari masyarakat terhadap aplikasi pinjaman online ilegal yang ada di Google Play Store. Pinjaman online yang melakukan tindakan ilegal seperti perilaku debcolletor, pencairan tanpa persetujuan pemohon ancaman penyebaran data pribadi dan melakukan terror kepada kontak handphone semakin banyak dilakukan. Metode penelitian yang digunakan adalah jenis penelitian hukum yuridis-empiris dengan menggunakan pendekatan kasus dan pendekatan perundang-undangan. Hasil dari penelitian ini adalah pemerintah yang memiliki kewenangan terhadap pinjaman online di Google Play Store ialah Otoritas Jasa Keuangan, Satgas Waspada Investasi dan Kementerian Komunikasi dan Informatika Repubik Indonesia dengan memberikan sanksi administratif dan pemblokiran aplikasi pinjaman online yang melakukan tindakan ilegal.Kata Kunci: Kewenangan; Pemerintah; Pinjaman Online; Google Play Store

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Journal Info

Abbrev

salam

Publisher

Subject

Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

SALAM: Jurnal Sosial dan Budaya Syar-i (ISSN 2356-1459) is a national journal published by the Faculty Sharia and Law Syarif Hidayatullah State Islamic University of Jakarta, INDONESIA. The focus is to provide readers with a better understanding of Indonesia social and sharia culture and present ...