Analysis of Fund Management on Prucinta Products at PT. Prudential Syariah Binjai

Lintang Dwiyana (Asuransi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara, Medan, Indonesia)
Tri Inda Fadhila Rahma (Universitas Islam Negeri Sumatera Utara)

Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review
Vol. 2 No. 1 (2022): Juni

PRUCinta is a traditional sharia life insurance product with a membership period of 20 years that provides comprehensive protection against the risk of death and death due to accidents. In addition to protection for 20 years, this product can also be extended without a medical examination, benefits in the form of cash value will be charged to the cash value fund at the end of the membership period, and other benefits including protection against the risk of death. .There may be an accident during the return period or due to the risk of returning. A complete explanation of fund management refers to the general and specific provisions of PRUCinta. Fund management for this PRUCinta product is 100% Tabaru fund insurance compensation and the cash value of the cash value fund if the insured participant dies during the membership period. This study aims to find out how to manage PRUCinta product funds at PT Prudential Syariah.