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All Journal JSEH (Jurnal Sosial Ekonomi dan Humaniora) EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Dinamika Ekonomi - Jurnal Ekonomi dan Bisnis JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) At-Tawassuth: Jurnal Ekonomi Islam Journal on Education Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Saliha : Jurnal Pendidikan dan Agama Islam Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Journal of Management and Business Innovations Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review el-Amwal Journal of Management, Economic and Accounting (JMEA) International Journal of Management and Business Economics Jurnal Ekonomi, Manajemen, Akuntansi LAN TABUR: JURNAL EKONOMI SYARIAH

Tri Inda Fadhila Rahma

Universitas Islam Negeri Sumatera Utara

Author-ID : 2732115

Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Social Sciences Other

Published : 34 Documents Claim Missing Document

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PENGARUH INFLASI DAN SUKU BUNGA TERHADAP BAGI HASIL BANK SYARIAH DI INDONESIA Rahma, Tri Inda Fadhila
JURNAL EKONOMI DAN BISNIS ISLAM Vol 3 No 1 (2018): Volume 3 Nomor 1 Januari-Juni 2018
Publisher : IAIN Langsa

Penelitian ini bertujuan untuk mengetahui berapa besar pengaruh Inflasi dan suku bunga terhadap bagi hasil bank syariah di Indonesia. Variabel penelitian ini adalah inflasi, suku bunga dan bagi hasil bank syariah dari bulan Januari tahun 2013 sampai bulan Juni tahun 2015. Desain penelitian bersifat kuantitatif dengan menggunakan teknik analisis regresi linier berganda dengan menggunakan bantuan program Eviews versi 7. Dari hasil penelitian yang dilakukan pada alpha 5%, secara simultan variabel inflasi dan suku bunga berpengaruh terhadap bagi hasil bank syariah di Indonesia. Secara parsial inflasi tidak berpengaruh terhadap bagi hasil bank syariah. Sedangkan suku bunga terhadap bagi hasil bank syariah adalah positif dan signifikan, sehingga peningkatan suku bunga sebesar 1% akan menaikkan bagi hasil bank syariah sebesar 0,027078%. Meningkatnya suku bunga akan meningkatkan bagi hasil bank syariah, karena peningkatan suku bunga akan membuat masyarakat akan beralih untuk mengajukan pembiayaan ke bank syariah dan tidak melakukan peminjaman uang kepada bank konvensional yang menawarkan bunga lebih besar dari return yang akan dikembalikan.

E-Commerce Trade in The Perspective of Islamic Economy Nurbaiti Nurbaiti; Siti Aisyah; Tri Inda Fadhila Rahma; Nur Ahmadi Bi Rahmani; Muhammad Ikhsan Harahap
Journal of Management and Business Innovations Volume: 02, Number: 02, 2020
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This research was conducted to meet the degree requirement of the graduate school program that addresses zakat of e-commerce trading platforms from the Islamic economy perspective. Zakat is the third pillar of Islam and is compulsory for every sane Muslim who has attained Nasab and khaul. There have been many significant changes to the Islamic law to adjust to the current circumstances, one of which is trading activities, which apply the newly built system of technological development using e-commerce. E-Commerce is an online-based trading system using a digital system of the internet and social media to be operated through a computer or gadget. On this account, there are not many studies to discuss zakat of e-commerce trading in the Islamic Economy and the Zakat Nisab of traders who use e-commerce trade. Based on the analysis, several contemporary jurisprudents address this issue, Yusuf Qhardawi, Sayyid Sabiq, and Wahbah Az-Zuhaili. Their arguments are based on some of the most accurate opinions agreed upon by the previous figures. In their view, e-commerce is part of the trade. The only difference lies in the system, although its function remains the same. Therefore, online traders must distribute their zakat funds directly to zakat institutions to accurately calculate how much to pay for the trade zakat. Based on the Islamic reference, it is said that e-commerce is part of the trading system that is used for business. Thus, all economic things that can be taken advantage of shall meet the applicable regulation of trade zakat. On this basis, there are great opportunities for zakat institutions to charge e-commerce traders with trade zakat based on Islamic law.Keywords: E-Commerce, islamic economics

Alumni Performance Based On Stakeholders Perception Tri Inda Fadhila Rahma; Imsar Imsar
Journal of Management and Business Innovations Volume: 01, Number: 02, 2019
Publisher : Journal of Management and Business Innovations

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (692.999 KB)

This study aims to determine the level of quality of alumni performance in Islamic Economics majoring in Islamic Economics based on stakeholder satisfaction as consumers, knowing the various attributes that need improvement to be able to improve the quality of graduates with providing recommendations to the department to improve the quality of graduates. The research approach in this study uses a mixed method which is a combination of quantitative and qualitative research with data collection techniques in the form of questionnaires, interviews and documentation. Data obtained from stakeholders will be analyzed with descriptive statistics, then visualized in the form of tables, graphs and diagrams. The results showed that stakeholders were satisfied with the alumni performance and in general stakeholders gave a good assessment of the performance of graduates. Attributes that need to be improved to improve the quality of alumni are communication skills, professionalism, leadership and mastery of technology. Recommendations to the departments to improve the quality of graduates is to support graduates' communication skills by preparing language legalization with TOEFL certificates and public speaking practices and leadership skills, the ability to complete professional certification required by the company. And to increase professionalism more practice, especially in accordance with the educational qualifications for the world of work.Keywords: Alumni, performance, stakeholder, perception

Pengaruh E-Service Quality Terhadap E-Satisfaction Nasabah Bank Sumut Syariah Azlia Fahira; Tri Inda Fadhila Rahma; Rahmi Syahriza
Dinamika Ekonomi - Jurnal Ekonomi dan Bisnis Vol 15 No 1 (2022): DINAMIKA EKONOMI Jurnal Ekonomi dan Bisnis Vol.15 No.1 Maret 2022
Publisher : SEKOLAH TINGGI ILMU EKONOMI NASIONAL (STIENAS) BANJARMASIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53651/jdeb.v15i1.358

ABSTRAK Tujuan penelitian ini adalah untuk mengetahui pengaruh E-Service Quality terhadap E-Satisfaction nasabah Bank Sumut Syariah. Dimana pada Bank Sumut Syariah terjadi ketidakpuasan nasabah terhadap layanan elektronik yang diberikan oleh bank, seperti sulitnya nasabah untuk melakukan transaksi akibat server Bank Sumut yang kurang lancar. E-satisfaction adalah kepuasan pelanggan sehubungan dengan pengalaman pembelian sebelumnya dengan perusahaan e-commerce yang diberikan. E-satisfaction sebagai sebuah kondisi psikologis dimana hasil yang muncul ketika konsumen membuka M-Banking dapat sesuai dengan harapannya. E-Satisfaction dipengaruhi oleh banyak faktor, salah satunya yaitu E-Service Quality. E-Service Quality merupakan pelayanan yang diberikan pada jaringan internet sebagai perluasan dari kemampuan suatu situs untuk memfasilitasi kegiatan belanja, pembelian, dan distribusi secara efektif dan efisien. Di dalam E-Service Quality terdapat 4 Dimensi yang diperlukan untuk mengukur kepuasan nasabah, yaitu Efficiency, Fullfilment, System Availability, dan Privacy. Metode penelitian ini adalah penelitian kuantitatif asosiatif yaitu penelitian yang bertujuan untuk mengetahui hubungan pengaruh antara dua variabel atau lebih. Metode pengumpulan data pada penelitian ini menggunakan kuesioner. Populasi penelitian meliputi nasabah pengguna M-Banking Bank Sumut Syariah dan penentuan sampel menggunakan metode ketetapan akurasi slovin sehingga jumlah sampel penelitian adalah 96 orang. Analisis data menggunakan analisis regresi linier berganda dengan uji-F secara simultan dan uji-t secara parsial. Hasil penelitian menunjukkan bahwa ke-4 dimensi dari E-Service Quality yaitu Efficiency, Fullfilment, System Availability, dan Privacy secara parsial memberi pengaruh signifikan terhadap E-Satisfaction nasabah Bank Sumut Syariah. Besarnya pengaruh parsial ke-4 dimensi dari E-Service Quality terhadap E-Satisfaction nasabah adalah sebesar 62,3%.

Persepsi Masyarakat Kota Medan Terhadap Penggunaan Financial Technology Tri Inda Fadhila Rahma
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This research aimed to find out the public perception of the use of financial technology (Fintech). The informant in this research is the citizen of Medan as a user fintech or not. Data collection techniques by using in-depth interviews to 10 informants with different ages and professions background. The analysis technique by using descriptive qualitative method that is useful to provide facts and data. The result shows that public perception toward the use of financial technology (fintech) includes attitude, interest, understanding, motivation, and expectation. Where attitude of society towards the use of fintech, providing support to the progress of financial technology innovation in Indonesia is very helpful for the community, while the public interest to use fintech has been proven from interviews 9 out of 10 respondents have been interested by using it. The society has understood the benefits and usage of fintech because using fintech is more efficient and effective than other financial services so that people are motivated to use fintech. The society hope to the organizers of fintech in order to provide socialization to the public and practicality in using the service, so that people who lack understanding of technology can use it easily.

Agent Communication Strategy to Prospective Customers in Marketing Prucinta Products at PT Prudential Syariah Binjai Al Tasya Fitrah; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.550

The purpose of this study is to find out how the agent's communication process in marketing insurance products has an effect on buying motivation by prospective customers. Through the use of qualitative descriptive research methods. data collection method using interviews, and collecting some insights from the literature, which focuses on the steps in describing the strategy directed by PT. Prudential Syariah Binjai which will increase its customers. So the search results show that, in the Prucinta Product Marketing communication strategy, PT. Prudential Syariah Binjai, they use a marketing communication strategy to attract potential customers, so that potential customers are influenced and know more and feel confident about Prucinta's products as a guarantee in the future, we can see beliefs and actions that are seen as guidelines. Therefore, agents must carry out two-way communication with prospective customers to get decisions and influence trust by using effective communication to achieve the goal of designing and socializing about insurance so that public understanding about insurance increases.

Performance Analysis of Agents in Offering Pru Cinta Insurance Products at PT Prudential Binjai Branch Indah Ussania; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.551

Insurance is a two-party arrangement in which the majority of Indonesians have signed insurance agreements or policies with state and commercial insurance organizations. It’s a waste of money and serves no use. It may be inferred that the goal of this study is to use qualitative data collection approaches such as literature reviews and interviews with a variety of consumers or customers at the PT Prudential Branch Binjai. The findings of this study show how agents marketing PruCinta PT Prudential products to customers perform..

Analysis of Agent Performance in Fostering Sharia Insurance Understanding of Prospective Customers of Pt.Prudential Life Assurance Binjai Branch Ayu Lestari; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.552

Sharia insurance is an effort to help or protect each other between fellow human beings. The funds contained in sharia insurance will be donated to sharia insurance participants when a risk or disaster befalls the customer. These funds are known as Tabarru funds, this will certainly minimize the risks that occur between sharia insurance customers. In an insurance company, both in terms of conventional and sharia insurance types, an agent is needed. The performance of an agent is certainly very influential on the progress or failure of an insurance company, as well as a liaison or mediator to prospective customers. whether or not when the prospect, as well as providing solutions to prospective customers when choosing a product suitable for him, is also a form of the agent's responsibility. The purpose of this study was to determine the performance of agents in developing understanding of sharia insurance against prospective customers of Pt.Prudential Life Assurance, Binjai Branch. This study used a qualitative method with data collection techniques using literature studies and interviews from several prospective customers.can help people understand the importance of insurance for the protection of themselves and their families, as well as customers free from the practice of usury..

Analysis of Claim Handling Procedures for Prucinta Products at PT. Prudential Life Assurance Binjai Shalsa Sakila; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.553

This artcle ams to determne the producere for mplementng clams handlng at PT.Prudental Prudental Lfe Assurance Bnja. Ths research s a descrptve research wth a qualitative approach. Data collecton technques used are ntervews wth nsurance agents PT Prudental Lfe Assurance Bnja and lterature study. Based on the results of research and dscusson, conclusons have been drawn. An nsurance clam s a clam from the nsured party n connecton wth a contract agreement between the nsurance and the nsured party, where each party bnds tself to guarantee the payment of compensaton by the nsurer f the nsurance premum payment has been made by the nsured party, when a dsaster s suffered by the nsured party. As for the stages of the clam beng submtted, t must be completed wth all the requred complementary requrements and documents. f the requrements and documents are not complete, there wll be a rejecton from the nsurance company.

Analysis of Fund Management on Prucinta Products at PT. Prudential Syariah Binjai Lintang Dwiyana; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.560

PRUCinta is a traditional sharia life insurance product with a membership period of 20 years that provides comprehensive protection against the risk of death and death due to accidents. In addition to protection for 20 years, this product can also be extended without a medical examination, benefits in the form of cash value will be charged to the cash value fund at the end of the membership period, and other benefits including protection against the risk of death. .There may be an accident during the return period or due to the risk of returning. A complete explanation of fund management refers to the general and specific provisions of PRUCinta. Fund management for this PRUCinta product is 100% Tabaru fund insurance compensation and the cash value of the cash value fund if the insured participant dies during the membership period. This study aims to find out how to manage PRUCinta product funds at PT Prudential Syariah.

Co-Authors Adisty Anggraini Ajeng Manjana Al Tasya Fitrah Aqwa Naser Daulay Atika Ayu Lestari Azizah Rahmah Azlia Fahira Bayu Prabowo Catur Aldiansyah Derisah Indah Harahap Diah Ananda Kharisma Dona Zahra Hasibuan Ella Safitri Harahap, Muhammad Ikhsan Imsar Imsar Inayah Ardiah Indah Ussania Junnanda Junnanda Latifah Hanum Br Panjaitan Lintang Dwiyana M. Hizbullah Hasibuan Meilyna Febri Norenza Mhd. Agung Pratama Trg Muhammad Lathief Ilhamy Nasution Mutia Sari Dewi Nabilah Salsabilah Nikmatul Maula Pulungan Nur Ahmadi Bi Rahmani Nurbaiti Nurbaiti Nurbaiti Nursantri Yanti Radha Amalita Rahmat Daim Harahap Rahmi Syahriza Sasa Marissa Shalsa Sakila Siti Aisyah Taufiqur Ramadhana Vina Rahmanda Yeni Aprilinda Lubis zahrotul husna

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