Akses: Jurnal Penelitian dan Pengabdian Kepada Masyarakat Universitas Ngurah Rai
Vol 11 No 2 (2019): Jurnal Akses

ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RISK PROFILES, GOOD CORPORATE GOVERNANCE, EARNING DAN CAPITAL PADA BANK PERKREDITAN RAKYAT (BPR) DI KOTA DENPASAR

I Made Adi Suwandana (Universitas Ngurah Rai)
Anak Agung Putu Gede Arie Susandya (Universitas Mahasaraswati)



Article Info

Publish Date
12 Dec 2019

Abstract

This study aims to determine the level of health of the Bank Perkreditan Rakyat (BPR) in Denpasar in terms of risk profile, good corporate governance, earnings and capital. Data analysis technique refers to Bank Indonesia Regulation Number 13/1 / PBI / 2011 concerning the Rating of Soundness of Commercial Banks, Bank Indonesia has established a risk-based Bank soundness rating system by applying RGEC (Risk Profile, Good Corporate Governance, Earning) factors , Capital) to assess the soundness of a bank. The results of the data analysis show the level of health of the Bank Perkreditan Rakyat (BPR) in Denpasar in terms of the risk profile is very healthy with a composite weight of 90 percent, indicated by the ratio of Non Performing Loans is 0.67 percent is ranked 1 is considered low, and Loan to Deposit The ratio is 118.99 percent, ranked 2nd, rated low to moderate. The level of health in terms of good corporate governance is healthy with a composite weight of 80 percent, indicated by the score of Good Corporate Governance is 1.82 is ranked 2 is considered good. The level of health in terms of earnings is very healthy with a composite weight of 100 percent, indicated by the ratio of Return On Assets is 3.83 percent is ranked 1 is considered very healthy, and the Net Interest Margin ratio is 7.58 percent is ranked 1 is considered very healthy . The level of health in terms of capital is very healthy with a composite weight of 100 percent, indicated by the value of the Capital Adequacy Ratio is 22.26% is ranked 1 is considered very good.

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Journal Info

Abbrev

akses

Publisher

Subject

Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice

Description

Jurnal yang diterbitkan oleh Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Ngurah Rai, Denpasar, dan merupakan jurnal ilmiah multi disiplin. Tulisan yang masuk ke Redaksi akan diseleksi dan melalui tahap review mitra bestari (double blind review by peer group system) sebagai ...