Jurnal Ekonomi
Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022

DIGITAL BANKING STRATEGY ANALYSIS OF BRI

Lieza Muliasari (Fakultas Ekonomi dan Bisnis, Perbanas Institue Jakarta)



Article Info

Publish Date
27 Aug 2022

Abstract

Digital technology is becoming a concern and trend in the banking and financial services industries. Competing in the banking business requires mastery and adaptability to the most recent technical innovations. Technology is used to increase the effectiveness and efficiency of the company's operational operations, as well as to enhance service quality in order to sustain client relationships. The banking sector must expedite the introduction of digital banking in order to remain competitive by providing simpler and quicker services and meeting client demands.This research intends to assess Bank Rakyat Indonesia's digital banking strategy. As one of the largest banks in Indonesia, Bank BRI is digitally transforming its business operations with the use of technology-based goods and services, as well as improvements to the company's work culture. The study involves both internal and external development. Using the Technology Adoption Model, the author evaluates the acceptance of digital technology by users of the BRI Mobile application. The author employs a mixed qualitative and quantitative research approach with a focus on the qualitative components of this study.The author determined, based on the notion of Digital Banking, that BRI had developed a strong digital banking strategy. BRI created services and products that give customers with novel experiences and an efficient operational approach. In the examination of technology adoption of BRI Mobile users, perceived utility and perceived simplicity of use had a favorable influence on behavioral intention

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Journal Info

Abbrev

Ekonomi

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi [p. ISSNĀ 2301-6280, e. ISSNĀ 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts ...