The purpose of this study was to determine the factors that influence the provision of investment credit and working capital loans at PT. Bank Negara Indonesia (Persero) Tbk. The population in this study is the amount of investment credit and working capital credit at PT. Bank BNI in the period 2015 to 2019. This research fully uses secondary data, secondary data in the form of financial reports that have been published by PT. Bank Negara Indonesia (Persero) Tbk. The data analysis technique used is the normality test, multicollinearity test, heteroscedasticity, multiple linear regression analysis, hypothesis testing and the conclusions in this study are based on the F test or simultaneous test of investment loans and working capital loans simultaneously have a positive and significant effect on probability, meaning that both variables this can increase the probability.
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